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| Panama City | | If you have noticed that your auto | | Mutualization: The process of |
| Jonesboro | | insurance rates are still increasing | | converting a stock insurer to a mutual |
| Olympia | | with each renewal, or even have not | | insurer, accomplished by having the |
| White Plains | | gone down even though you have a | | insurer buy stock and retire it. |
| Stamford | | great driving record, this lower pricing | | |
| Pasadena | | trend makes it more important then | | Standard Industry Code (SIC): This is |
| Reading | | ever that you shop around for auto | | a coding system which assigns |
| Providence | | insurance. | | separate codes for different types of |
| Naperville | | | | industries. |
| Jersey City | | The quickest and easiest way to | | |
| Virginia Beach | | shop for new insurance is by | | Gross Premium: The net premium |
| Flushing | | comparing rates at InsWebs online | | plus operating expenses, |
| Sacramento | | marketplace. If you do it the | | commissions and other expenses. |
| Conroe | | old-fashioned way (by calling or | | |
| Sarasota | | visiting multiple agents or insurance | | Deficit Carried Forward: The transfer |
| Salem | | companies) it could take up a huge | | of a debit balance from one |
| Muncie | | chunk of your time, which no one | | accounting period to another. |
| Berkeley | | wants or needs. By completing | | |
| Palm Harbor | | InsWebs online application, you will | | Multi-Peril Policies: Policies which |
| Denton | | have rates to compare to your old | | cover a number of perils, such as fire, |
| Goldsboro | | ones within minutes! | | burglary, and liability, in a single |
| Glendale | | | | contract. |
| Berkeley | | We offer quotes for auto insurance, | | |
| Columbia | | life insurance, homeowners | | Indemnify: To restore the victim of a |
| Arlington | | insurance, health insurance, term life | | loss to the same position as before |
| Cleveland | | insurance and more. | | the loss occurred. |
