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| Fall River | | Healthy people have the best | | FICA. Federal Insurance Contributions |
| Tampa | | mortality risks and thus are much | | Act: A law imposing a payroll tax to |
| Pompano Beach | | cheaper for companies to insure. This | | assist in funding Social Security |
| Bay City | | translates into lower rates for the | | benefits. |
| Reading | | Super Preferred customer than | | |
| Davenport | | someone with higher risk factors such | | Indemnify: To restore the victim of a |
| Springfield | | as a heart condition, cancer or | | loss to the same position as before |
| Boise | | diabetes. Conversely, if you were | | the loss occurred. |
| Gaithersburg | | unhealthy when you acquired your | | |
| Clinton Township | | policy, and your health has now | | Submitted Business: Applications for |
| Johnson City | | improved, it might be time to shop for | | insurance submitted to an insurer but |
| Decatur | | a new policy, as your rates are likely | | not yet acted upon by it. |
| Canton | | to be lower. | | |
| Green Bay | | | | Insurance Examiner: The |
| Joliet | | If you decide to cancel your policy | | representative of a state insurance |
| Cookeville | | (after acquiring new coverage) | | department assigned to participate in |
| Hampton | | outside of the 30-day period, you may | | the official audit and examination of |
| Worcester | | have to pay a fee or penalty. | | an insurer. |
| Springfield | | However, you may still save money | | |
| St. Louis | | after paying the fee if your new policy | | Earned Income: The money |
| Philadelphia | | affords you significant savings. So | | individuals earn as a result of working |
| Orlando | | while it is best to wait until your | | at some job or occupation for which |
| Portland | | receive your renewal notice, you CAN | | they are paid a salary. |
| Lima | | cancel your policy at any time. | | |
| Hickory | | | | Premium Notice: A form notice from |
| Albany | | If you have noticed that your auto | | an insurer or agency to a policy |
| Green Bay | | insurance rates are still increasing | | owner that a premium will be due on a |
| Pittsburgh | | with each renewal, or even have not | | given date. |
| Cambridge | | gone down even though you have a | | |
| Warren | | great driving record, this lower pricing | | Appraisal: An evaluation of property |
| Stockbridge | | trend makes it more important then | | made to ascertain either the |
| Gulfport | | ever that you shop around for auto | | appropriate amount of insurance to |
| Naples | | insurance. | | be written or the amount of loss to be |
| Decatur | | | | paid. |
