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| York | | Why not take advantage of current | | Approved: The condition which exists |
| Frederick | | low prices? Many auto insurance | | when the person or object to be |
| Alameda | | consumers are becoming educated | | insured meets the underwriting |
| Carlsbad | | on other companies, plans, and rates | | standards of the insurer. |
| Duluth | | that are available to them; ones that | | |
| Eugene | | could afford them significant savings | | Net Interest Earned: The average |
| Fairfax | | on their auto insurance. | | interest earned by an insurer on its |
| Alameda | | | | investments after investment expense |
| Austin | | People who are trying to quit | | but before federal income taxes. |
| Kansas City | | smoking, for example, might be best | | |
| Evanston | | suited purchasing a shorter term (and | | Nonassignable: A policy that the |
| Rapid City | | then replacing it with a longer term | | owner cannot assign to a third party. |
| Littleton | | policy when they qualify for | | Most policies are nonassignable |
| Lake Charles | | non-tobacco prices). | | unless approval is given by the |
| Seattle | | | | insurer. |
| Sterling Heights | | Individuals who have 30-year | | |
| Evanston | | mortgages might want to consider a | | Liabilities: Money owed or expected |
| Orange Park | | 30-year term to ensure that the house | | to be owed. Insurance company |
| Downey | | is protected throughout the period of | | financial statements, for instance, |
| Edmond | | the loan. | | show assets and liabilities. |
