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| Independence | | We offer quotes for auto insurance, | | Business: In Property, Liability, and |
| Kalamazoo | | life insurance, homeowners | | Health lines, it usually refers to the |
| Oceanside | | insurance, health insurance, term life | | volume of premiums. |
| Whittier | | insurance and more. | | |
| Buffalo | | | | Level Commission System: A system |
| Grand Prairie | | Individuals who have 30-year | | of commissions in which the first year |
| Arlington | | mortgages might want to consider a | | and all renewal commissions are the |
| Canton | | 30-year term to ensure that the house | | same percentage of the premium. |
| Chicago | | is protected throughout the period of | | |
| Lawton | | the loan. | | We/Us/Our: These words are used to |
| Springfield | | | | refer to the insurer in many of the |
| Erie | | At InsWeb, you can compare free | | modernized/personalized policy |
| Chicago | | online insurance quotes from many of | | forms recently introduced. |
| Newport News | | the nations leading insurance | | |
| Bay City | | companies. | | Inspection: Independent checking on |
| Troy | | | | facts about an applicant, |
| Pompano Beach | | If you have noticed that your auto | | policyholder, or claimant, usually by a |
| Erie | | insurance rates are still increasing | | commercial inspection agency. |
| Huntington Beach | | with each renewal, or even have not | | |
| Cambridge | | gone down even though you have a | | Shock Loss: A catastrophic loss so |
| Scottsdale | | great driving record, this lower pricing | | large that it has a material effect on |
| Florence | | trend makes it more important then | | the underwriting results of a company. |
| Jacksonville | | ever that you shop around for auto | | |
| Goldsboro | | insurance. | | Independent Contractor: One who |
| Albany | | | | agrees to perform according to a |
| Hemet | | Everyone has different needs, and | | contract and who is not an employee. |
| Chula Vista | | not one size fits all when it comes to | | |
| Aurora | | term life insurance. While it may make | | Open Rating: A system whereby a |
| White Plains | | sense for people in their 30s and 40s | | state allows an insurer to use rates |
| Washington | | to secure a 20-year term length, a | | without prior approval. |
| Peoria | | 10-year term might be more | | |
| Henderson | | appropriate for someone nearing | | Retail Credit Company: The former |
| Johnson City | | retirement. | | name of Equifax, a credit reporting |
| Dayton | | | | organization. See Equifax. |
