| | | | |
|
| Grand Rapids | | Shopping around is the best way to | | Net Retention: The amount of |
| Bakersfield | | save money on your insurance. | | insurance that a ceding company |
| Lancaster | | | | keeps for its own account and does |
| Pueblo | | Make sure you have a new policy in | | not reinsure. |
| Birmingham | | place before you cancel your old one | | |
| Scottsdale | | to avoid a lapse in coverage. This will | | Legislative Risk: A risk faced by |
| Fort Wayne | | also prevent having to figure out the | | investors whereby changes in tax |
| Alexandria | | amount of any unused premium that is | | laws can result in adverse effects on |
| White Plains | | due to you from your old insurance | | the individual's investment results. |
| Sterling Heights | | company, or having to spar with your | | |
| Gaithersburg | | agent about exactly when your policy | | Replacement: A new policy written to |
| Newport News | | was cancelled and how much they | | take the place of one currently in force. |
| Edmond | | owe you. | | |
| Virginia Beach | | | | Deflation: An economic period |
| San Antonio | | The quickest and easiest way to | | characterized by falling prices, high |
| Chicago | | shop for new insurance is by | | unemployment and a generally |
| Phoenix | | comparing rates at InsWebs online | | sluggish or slow economy. |
| Colorado Springs | | marketplace. If you do it the | | |
| Lawton | | old-fashioned way (by calling or | | Indemnity: Restoration to the victim of |
| Coral Springs | | visiting multiple agents or insurance | | a loss by payment, repair, or |
| Norfolk | | companies) it could take up a huge | | replacement. |
| Lexington | | chunk of your time, which no one | | |
| Mobile | | wants or needs. By completing | | Approved: The condition which exists |
| Cedar Rapids | | InsWebs online application, you will | | when the person or object to be |
| Scottsdale | | have rates to compare to your old | | insured meets the underwriting |
| Lorain | | ones within minutes! | | standards of the insurer. |