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| Sacramento | | Make sure you have a new policy in | | Liquidity: The ability of an insurer to |
| Cherry Hill | | place before you cancel your old one | | convert its assets into cash to pay |
| Costa Mesa | | to avoid a lapse in coverage. This will | | claims if necessary. |
| Oklahoma City | | also prevent having to figure out the | | |
| Jersey City | | amount of any unused premium that is | | Substandard Risk: A risk not |
| Erie | | due to you from your old insurance | | measuring up to underwriting |
| Toledo | | company, or having to spar with your | | standards. It may still be written but |
| Chula Vista | | agent about exactly when your policy | | usually at a surcharged premium. |
| Fullerton | | was cancelled and how much they | | |
| San Diego | | owe you. | | Absolute Assignment: Assignment by |
| Milwaukee | | | | a policy owner of all control of and |
| Chula Vista | | Life insurance, specifically Term Life, | | rights in the policy to a third party. |
| San Diego | | is arguably one of the best values in | | |
| Winter Haven | | the entire financial services arena. | | Underinsurance: A condition in which |
| Mesquite | | Where else can you go and get | | not enough insurance is carried to |
| Lafayette | | hundreds of thousands of dollars in | | cover the insurable value. |
| Augusta | | protection for literally pennies per | | |
| Rochester | | day? Rates for Term Life insurance | | Leasehold: An agreement which |
| Sterling Heights | | remain at all-time lows, and now is the | | gives a person the right to use and |
| Costa Mesa | | time to lock in the best prices. | | occupy property. |
