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| Vancouver | | While some companies raise their | | Notice To Company: Written notice to |
| Whittier | | prices based on your actual age, | | an insurer of the occurrence of an |
| Omaha | | most companies increase the price of | | event which a claim is to be based. |
| Naples | | their policies six months before your | | |
| Sioux Falls | | birthday. Its a term called Age | | Earned Income: The money |
| Harrisburg | | Nearest in the industry, and that | | individuals earn as a result of working |
| Chicago | | half-year price increase could really | | at some job or occupation for which |
| Marietta | | add up over a 20-year term policy. As | | they are paid a salary. |
| Boca Raton | | above, the quicker you purchase your | | |
| Harrisburg | | policy the better. | | Flat Cancellation: A policy which is |
| Bellevue | | | | cancelled upon its effective date. |
| Sioux City | | The quickest and easiest way to | | Usually under a flat cancellation no |
| Owensboro | | shop for new insurance is by | | premium charge is made. |
| Fayetteville | | comparing rates at InsWebs online | | |
| Huntington | | marketplace. If you do it the | | Society of Insurance Research: An |
| Portland | | old-fashioned way (by calling or | | organization which encourages |
| Lorain | | visiting multiple agents or insurance | | insurance research and promotes the |
| Boca Raton | | companies) it could take up a huge | | exchange of ideas and methods of |
| Downey | | chunk of your time, which no one | | research. |
| Seattle | | wants or needs. By completing | | |
| Delray Beach | | InsWebs online application, you will | | Agency: An insurance sales office |
| Rome | | have rates to compare to your old | | which is directed by a agent, |
| Augusta | | ones within minutes! | | manager, independent agent, or |
| Portland | | | | company manager. |
| Monroe | | Life insurance, specifically Term Life, | | |
| Erie | | is arguably one of the best values in | | Claim Expense: The expense of |
| Englewood | | the entire financial services arena. | | adjusting a claim, such as |
| Muskegon | | Where else can you go and get | | investigation and attorneys' fees. It |
| Waco | | hundreds of thousands of dollars in | | does not include the cost of the claim |
| Edmond | | protection for literally pennies per | | itself. |
| Woodbridge | | day? Rates for Term Life insurance | | |
| Rockford | | remain at all-time lows, and now is the | | Countersignature: The signature of a |
| Fairfax | | time to lock in the best prices. | | licensed agent or representative on a |
| Knoxville | | | | policy. |
