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| Redlands | | People who are trying to quit | | Claim Report: A report filed by an |
| Memphis | | smoking, for example, might be best | | agent setting forth the facts of a claim. |
| Youngstown | | suited purchasing a shorter term (and | | Same as Loss Report. |
| Anderson | | then replacing it with a longer term | | |
| Albuquerque | | policy when they qualify for | | Will Ride: Coverage that remains in |
| Cape Coral | | non-tobacco prices). | | effect regardless of the geographical |
| San Bernardino | | | | location in which a loss occurs. |
| Bloomington | | If you decide to cancel your policy | | |
| Winter Haven | | (after acquiring new coverage) | | Claim Expense: The expense of |
| Saginaw | | outside of the 30-day period, you may | | adjusting a claim, such as |
| Elkhart | | have to pay a fee or penalty. | | investigation and attorneys' fees. It |
| Tacoma | | However, you may still save money | | does not include the cost of the claim |
| Palm Harbor | | after paying the fee if your new policy | | itself. |
| St. Paul | | affords you significant savings. So | | |
| Cambridge | | while it is best to wait until your | | Partnership Entity: The partnership |
| Florissant | | receive your renewal notice, you CAN | | considered as an entity and not in |
| Lancaster | | cancel your policy at any time. | | terms of its individual part-owners. |
