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| Tyler | | If you have noticed that your auto | | Criticism: A correction suggested by a |
| Cranston | | insurance rates are still increasing | | rating or auditing bureau to an insurer. |
| Lima | | with each renewal, or even have not | | |
| San Diego | | gone down even though you have a | | Gross Premium: The net premium |
| Salt Lake City | | great driving record, this lower pricing | | plus operating expenses, |
| Gaithersburg | | trend makes it more important then | | commissions and other expenses. |
| Jackson | | ever that you shop around for auto | | |
| Killeen | | insurance. | | Collusion: An agreement, usually |
| Greeley | | | | secret, between two or more persons |
| Jasper | | People who are trying to quit | | to defraud or deprive another or |
| Odessa | | smoking, for example, might be best | | others of their property or rights. |
| Knoxville | | suited purchasing a shorter term (and | | |
| Lafayette | | then replacing it with a longer term | | Premises: The particular location of |
| Green Bay | | policy when they qualify for | | property or a portion thereof as |
| Wichita Falls | | non-tobacco prices). | | designated in a policy. |