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| Dallas | | The quickest and easiest way to | | Liquidity: The ability of an insurer to |
| Lake Charles | | shop for new insurance is by | | convert its assets into cash to pay |
| Dubuque | | comparing rates at InsWebs online | | claims if necessary. |
| White Plains | | marketplace. If you do it the | | |
| Reno | | old-fashioned way (by calling or | | Convention Values: Values assigned |
| El Cajon | | visiting multiple agents or insurance | | to insurers' assets in the convention |
| Newport News | | companies) it could take up a huge | | blank. |
| High Point | | chunk of your time, which no one | | |
| Mesquite | | wants or needs. By completing | | Underinsurance: A condition in which |
| Cherry Hill | | InsWebs online application, you will | | not enough insurance is carried to |
| Fayetteville | | have rates to compare to your old | | cover the insurable value. |
| Decatur | | ones within minutes! | | |
| Indianapolis | | | | First Party Insurance: Insurance which |
| Long Island City | | Make sure you have a new policy in | | applies to coverage for the insured's |
| Goldsboro | | place before you cancel your old one | | own property or person. Contrast with |
| Colorado Springs | | to avoid a lapse in coverage. This will | | Third Party Insurance. |
| Gainesville | | also prevent having to figure out the | | |
| Spokane | | amount of any unused premium that is | | Tabular Plan: A retrospective rating |
| Escondido | | due to you from your old insurance | | plan, which uses tables to furnish the |
| Fullerton | | company, or having to spar with your | | various values for the rating formula. |
| Wilmington | | agent about exactly when your policy | | |
| Boston | | was cancelled and how much they | | Tariff Rate: A rate established by a |
| Waterloo | | owe you. | | rating organization, which comes from |
| Flushing | | | | the tables, schedules and rules found |
| Dearborn | | Healthy people have the best | | in the tariff of rates. |
| Baton Rouge | | mortality risks and thus are much | | |
| Lawton | | cheaper for companies to insure. This | | Underwriters Laboratories, Inc. (UL): A |
| Corona | | translates into lower rates for the | | testing laboratory for manufactured |
| Poughkeepsie | | Super Preferred customer than | | items to determine their safety |
| Stockton | | someone with higher risk factors such | | propensities. |
| Sterling Heights | | as a heart condition, cancer or | | |
| West Palm Beach | | diabetes. Conversely, if you were | | Partnership Entity: The partnership |
| Greenville | | unhealthy when you acquired your | | considered as an entity and not in |
| Cranston | | policy, and your health has now | | terms of its individual part-owners. |
| Fort Myers | | improved, it might be time to shop for | | |
| Fort Smith | | a new policy, as your rates are likely | | |
| Chandler | | to be lower. | | |
