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| Sioux Falls | | Life insurance, specifically Term Life, | | Underinsurance: A condition in which |
| Spartanburg | | is arguably one of the best values in | | not enough insurance is carried to |
| Fort Wayne | | the entire financial services arena. | | cover the insurable value. |
| Stuart | | Where else can you go and get | | |
| Mobile | | hundreds of thousands of dollars in | | Deflation: An economic period |
| Jasper | | protection for literally pennies per | | characterized by falling prices, high |
| Boston | | day? Rates for Term Life insurance | | unemployment and a generally |
| Palm Harbor | | remain at all-time lows, and now is the | | sluggish or slow economy. |
| Fremont | | time to lock in the best prices. | | |
| Lima | | | | Sole Proprietorship: A business |
| Albany | | If you decide to cancel your policy | | enterprise owned by one person who |
| Quincy | | (after acquiring new coverage) | | is its manager and employee. |
| Alpharetta | | outside of the 30-day period, you may | | |
| Lancaster | | have to pay a fee or penalty. | | Brokerage Department: A department |
| Hampton | | However, you may still save money | | of an insurer whose purpose is to |
| Troy | | after paying the fee if your new policy | | deal with brokers in the placing of |
| Bradenton | | affords you significant savings. So | | insurance. |
| Columbus | | while it is best to wait until your | | |
| Cape Coral | | receive your renewal notice, you CAN | | Notice To Company: Written notice to |
| Stockton | | cancel your policy at any time. | | an insurer of the occurrence of an |
| Zanesville | | | | event which a claim is to be based. |
| Evansville | | The quickest and easiest way to | | |
| Fullerton | | shop for new insurance is by | | Line of Business: The classification of |
| Westbury | | comparing rates at InsWebs online | | business as utilized in the insurance |
| Berkeley | | marketplace. If you do it the | | industry, e.g., Fire, Allied Lines and |
| Youngstown | | old-fashioned way (by calling or | | Homeowners. |
| Rockville | | visiting multiple agents or insurance | | |
| Vero Beach | | companies) it could take up a huge | | Captive Agent: One who sells |
| Westbury | | chunk of your time, which no one | | insurance for only one company as |
| Springfield | | wants or needs. By completing | | opposed to an agent who represents |
| Franklin | | InsWebs online application, you will | | several companies. |
| Mountain View | | have rates to compare to your old | | |
| Hampton | | ones within minutes! | | Brokerage Business: Business |
| Youngstown | | | | offered to an insurer by a broker. This |
| Omaha | | | | is sometimes called excess or |
| Allentown | | | | surplus business. |