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| Quincy | | The quickest and easiest way to | | Preferred Risk: Any risk considered |
| Akron | | shop for new insurance is by | | to be better than the standard risk on |
| Pasadena | | comparing rates at InsWebs online | | which the premium rate was |
| Stamford | | marketplace. If you do it the | | calculated. |
| Toledo | | old-fashioned way (by calling or | | |
| Dallas | | visiting multiple agents or insurance | | Earned Income: The money |
| Garland | | companies) it could take up a huge | | individuals earn as a result of working |
| Ogden | | chunk of your time, which no one | | at some job or occupation for which |
| Atlanta | | wants or needs. By completing | | they are paid a salary. |
| Warren | | InsWebs online application, you will | | |
| Fort Wayne | | have rates to compare to your old | | Calendar Year Experience: This |
| Scranton | | ones within minutes! | | measures the premiums and losses |
| Irvine | | | | entered on accounting records during |
| Cape Coral | | At InsWeb, you can compare free | | the 12-month calendar. |
| Cincinnati | | online insurance quotes from many of | | |
| Austin | | the nations leading insurance | | Standard Industry Code (SIC): This is |
| Lawrenceville | | companies. | | a coding system which assigns |
| Plano | | | | separate codes for different types of |
| Arlington | | The best time to switch policies is | | industries. |
| Ogden | | within one month of receiving your | | |
| Bay City | | policy renewal from your current | | Accident: An unplanned event, |
| Vineland | | insurer. You can typically cancel your | | unexpected and undesigned, which |
| Ventura | | policy without any fees or penalties if | | occurs suddenly and at a definite |
| Anchorage | | you act within this time period. | | place. |
