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| Woodbridge | | Life insurance, specifically Term Life, | | Not Taken: Policies applied for and |
| Anchorage | | is arguably one of the best values in | | issued but rejected by the proposed |
| Acworth | | the entire financial services arena. | | owner and not paid for. |
| Louisville | | Where else can you go and get | | |
| Costa Mesa | | hundreds of thousands of dollars in | | Insurance to Value: Insurance written |
| Daytona Beach | | protection for literally pennies per | | in an amount approximating the value |
| Springfield | | day? Rates for Term Life insurance | | of the property insured. |
| Glendale | | remain at all-time lows, and now is the | | |
| Des Moines | | time to lock in the best prices. | | Submitted Business: Applications for |
| Mansfield | | | | insurance submitted to an insurer but |
| Lake Charles | | At InsWeb, you can compare free | | not yet acted upon by it. |
| Lubbock | | online insurance quotes from many of | | |
| Schaumburg | | the nations leading insurance | | Tabular Plan: A retrospective rating |
| Santa Rosa | | companies. | | plan, which uses tables to furnish the |
| Alpharetta | | | | various values for the rating formula. |
| Sacramento | | If you have noticed that your auto | | |
| Cambridge | | insurance rates are still increasing | | Society of Insurance Research: An |
| Irvine | | with each renewal, or even have not | | organization which encourages |
| Shreveport | | gone down even though you have a | | insurance research and promotes the |
| Venice | | great driving record, this lower pricing | | exchange of ideas and methods of |
| Wichita | | trend makes it more important then | | research. |
| Oxnard | | ever that you shop around for auto | | |
| Gainesville | | insurance. | | Premium Notice: A form notice from |
| Huntsville | | | | an insurer or agency to a policy |
| Vineland | | While some companies raise their | | owner that a premium will be due on a |
| New Port Richey | | prices based on your actual age, | | given date. |
| Little Rock | | most companies increase the price of | | |
| Chattanooga | | their policies six months before your | | Flat Cancellation: A policy which is |
| Anderson | | birthday. Its a term called Age | | cancelled upon its effective date. |
| Santa Ana | | Nearest in the industry, and that | | Usually under a flat cancellation no |
| Conroe | | half-year price increase could really | | premium charge is made. |
| Killeen | | add up over a 20-year term policy. As | | |
| Houma | | above, the quicker you purchase your | | Indemnify: To restore the victim of a |
| Walnut Creek | | policy the better. | | loss to the same position as before |
| Tacoma | | | | the loss occurred. |