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| Toledo | | If you have noticed that your auto | | Building Code: This refers to |
| Cookeville | | insurance rates are still increasing | | municipal or other governmental |
| Evansville | | with each renewal, or even have not | | ordinances regulating the type of |
| Dothan | | gone down even though you have a | | construction of buildings within its |
| Seattle | | great driving record, this lower pricing | | jurisdiction. |
| Las Cruces | | trend makes it more important then | | |
| Flushing | | ever that you shop around for auto | | Loss Adjustment Expense: The cost |
| Aurora | | insurance. | | of adjusting losses, excluding the |
| Charleston | | | | amount of the loss itself. |
| El Paso | | Why not take advantage of current | | |
| Sunnyvale | | low prices? Many auto insurance | | FICA. Federal Insurance Contributions |
| Joliet | | consumers are becoming educated | | Act: A law imposing a payroll tax to |
| South Bend | | on other companies, plans, and rates | | assist in funding Social Security |
| Stuart | | that are available to them; ones that | | benefits. |
| Norfolk | | could afford them significant savings | | |
| Slidell | | on their auto insurance. | | Earned Income: The money |
| Ogden | | | | individuals earn as a result of working |
| Lexington | | The quickest and easiest way to | | at some job or occupation for which |
| Cincinnati | | shop for new insurance is by | | they are paid a salary. |
| Rome | | comparing rates at InsWebs online | | |
| Rockford | | marketplace. If you do it the | | Buy-Back" Deductible: A deductible |
| Salt Lake City | | old-fashioned way (by calling or | | which may be eliminated for an |
| Providence | | visiting multiple agents or insurance | | additional premium in order to |
| Irving | | companies) it could take up a huge | | provide "first-dollar" coverage. |
| Johnson City | | chunk of your time, which no one | | |
| Independence | | wants or needs. By completing | | Partnership Entity: The partnership |
| Fayetteville | | InsWebs online application, you will | | considered as an entity and not in |
| Abilene | | have rates to compare to your old | | terms of its individual part-owners. |
| Aurora | | ones within minutes! | | |
| Johnson City | | | | Amendment: A formal document |
| Sterling Heights | | Make sure you have a new policy in | | which corrects or revises an |
| Evansville | | place before you cancel your old one | | insurance master policy. |
| Wilmington | | to avoid a lapse in coverage. This will | | |
| Knoxville | | also prevent having to figure out the | | Submitted Business: Applications for |
| Roanoke | | amount of any unused premium that is | | insurance submitted to an insurer but |
| Decatur | | due to you from your old insurance | | not yet acted upon by it. |
| Indianapolis | | company, or having to spar with your | | |
| Anaheim | | agent about exactly when your policy | | |
| Harlingen | | was cancelled and how much they | | |
| Wichita Falls | | owe you. | | |