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| Beaumont | | While some companies raise their | | Line of Business: The classification of |
| Englewood | | prices based on your actual age, | | business as utilized in the insurance |
| Hendersonville | | most companies increase the price of | | industry, e.g., Fire, Allied Lines and |
| Warwick | | their policies six months before your | | Homeowners. |
| Alpharetta | | birthday. Its a term called Age | | |
| Lake Worth | | Nearest in the industry, and that | | Nonassignable: A policy that the |
| Thousand Oaks | | half-year price increase could really | | owner cannot assign to a third party. |
| Tempe | | add up over a 20-year term policy. As | | Most policies are nonassignable |
| Decatur | | above, the quicker you purchase your | | unless approval is given by the |
| Malden | | policy the better. | | insurer. |