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| Mountain View | | We offer quotes for auto insurance, | | Loss Frequency: The number of times |
| Palm Desert | | life insurance, homeowners | | a loss occurs over a specific period |
| Rockford | | insurance, health insurance, term life | | of time. |
| Alameda | | insurance and more. | | |
| Lawton | | | | Valuation Clause: A clause stating the |
| Tuscaloosa | | While some companies raise their | | value of items for insurance |
| Ann Arbor | | prices based on your actual age, | | purposes, making it a valued policy. |
| Cambridge | | most companies increase the price of | | |
| Bradenton | | their policies six months before your | | Premium Notice: A form notice from |
| Las Vegas | | birthday. Its a term called Age | | an insurer or agency to a policy |
| Grand Prairie | | Nearest in the industry, and that | | owner that a premium will be due on a |
| Indianapolis | | half-year price increase could really | | given date. |
| Greeley | | add up over a 20-year term policy. As | | |
| San Diego | | above, the quicker you purchase your | | Sherman Antitrust Act: An antitrust law |
| Carlsbad | | policy the better. | | from which insurance is exempted to |
| Lawrenceville | | | | the extent that it is regulated by state |
| Rome | | Why not take advantage of current | | law. |
| Pensacola | | low prices? Many auto insurance | | |
| Gainesville | | consumers are becoming educated | | Independent Agent: An agent |
| Alameda | | on other companies, plans, and rates | | operating as an independent |
| Fall River | | that are available to them; ones that | | contractor under the independent |
| Longview | | could afford them significant savings | | agency system. |
| Silver Spring | | on their auto insurance. | | |
| Wilmington | | | | Provisions: Statements contained in |
| Melbourne | | If you decide to cancel your policy | | an insurance policy which explain the |
| Gulfport | | (after acquiring new coverage) | | benefits, conditions and other |
| Fort Collins | | outside of the 30-day period, you may | | features of the insurance contract. |
| Lubbock | | have to pay a fee or penalty. | | |
| Boca Raton | | However, you may still save money | | Endorsement: A written or printed form |
| Huntington | | after paying the fee if your new policy | | attached to the policy which alters |
| Muncie | | affords you significant savings. So | | provisions of the contract. |
| Columbus | | while it is best to wait until your | | |
| Ocala | | receive your renewal notice, you CAN | | Coding: A method of putting |
| Franklin | | cancel your policy at any time. | | information into a numerical form for |
| Lake Charles | | | | statistical use. Most information on |
| Clinton Township | | | | policies is coded and then put into |
| Tampa | | | | reports. |
