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| Mobile | | Why not take advantage of current | | Nonadmitted Insurer: An insurer not |
| Syracuse | | low prices? Many auto insurance | | licensed to do business in the |
| Athens | | consumers are becoming educated | | jurisdiction in question. Same as |
| Melbourne | | on other companies, plans, and rates | | Unauthorized Insurer and Unlicensed |
| Glendale | | that are available to them; ones that | | Insurer. |
| Olympia | | could afford them significant savings | | |
| Jersey City | | on their auto insurance. | | Book Value: Refers to the value of |
| Pasadena | | | | assets as shown in the official |
| Toledo | | Life insurance, specifically Term Life, | | accounting records of the company. |
| Irving | | is arguably one of the best values in | | |
| Williamsburg | | the entire financial services arena. | | Society of Insurance Research: An |
| Quincy | | Where else can you go and get | | organization which encourages |
| Stockbridge | | hundreds of thousands of dollars in | | insurance research and promotes the |
| Raleigh | | protection for literally pennies per | | exchange of ideas and methods of |
| Chicago | | day? Rates for Term Life insurance | | research. |
| Acworth | | remain at all-time lows, and now is the | | |
| Santa Barbara | | time to lock in the best prices. | | Valued: Relating to an agreement by |
| Dallas | | | | an insurer to pay a specified amount |
| Jackson | | Everyone has different needs, and | | of money to or on behalf of the |
| Huntsville | | not one size fits all when it comes to | | insured upon occurrence of a defined |
| Knoxville | | term life insurance. While it may make | | loss. |
| Monroe | | sense for people in their 30s and 40s | | |
| Shreveport | | to secure a 20-year term length, a | | Countersignature: The signature of a |
| Honolulu | | 10-year term might be more | | licensed agent or representative on a |
| Providence | | appropriate for someone nearing | | policy. |
| Kalamazoo | | retirement. | | |
| Daytona Beach | | | | Capital Sum: The maximum lump sum |
| Toms River | | While some companies raise their | | payable in the event of accidental |
| Marietta | | prices based on your actual age, | | death or dismemberment. |
| Quincy | | most companies increase the price of | | |
| Lancaster | | their policies six months before your | | Deflation: An economic period |
| Thousand Oaks | | birthday. Its a term called Age | | characterized by falling prices, high |
| Conroe | | Nearest in the industry, and that | | unemployment and a generally |
| Baton Rouge | | half-year price increase could really | | sluggish or slow economy. |
| Orange Park | | add up over a 20-year term policy. As | | |
| Torrance | | above, the quicker you purchase your | | |
| Burbank | | policy the better. | | |
