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| Honolulu | | The quickest and easiest way to | | Policywriting Agent: An agent who has |
| Salt Lake City | | shop for new insurance is by | | the authority to prepare and effect an |
| Fort Myers | | comparing rates at InsWebs online | | insurer's policy. |
| Jackson | | marketplace. If you do it the | | |
| Harlingen | | old-fashioned way (by calling or | | Premium Receipt: The receipt given |
| Vancouver | | visiting multiple agents or insurance | | a policy owner for the payment of a |
| Lorain | | companies) it could take up a huge | | premium. |
| Austin | | chunk of your time, which no one | | |
| Johnson City | | wants or needs. By completing | | Director of Insurance: A title used in |
| Hendersonville | | InsWebs online application, you will | | some states for the head of the |
| Cleveland | | have rates to compare to your old | | department of insurance. |
| Hollywood | | ones within minutes! | | |
| Boca Raton | | | | Single Limit: Any insurance coverage |
| Athens | | Healthy people have the best | | which is expressed as a single |
| Williamsburg | | mortality risks and thus are much | | amount of insurance, or a single limit |
| Anderson | | cheaper for companies to insure. This | | of liability. Contrast with Split Limit. |
| Bloomington | | translates into lower rates for the | | |
| Cypress | | Super Preferred customer than | | Multi-Peril Policies: Policies which |
| Henderson | | someone with higher risk factors such | | cover a number of perils, such as fire, |
| Tallahassee | | as a heart condition, cancer or | | burglary, and liability, in a single |
| Gainesville | | diabetes. Conversely, if you were | | contract. |
| Cookeville | | unhealthy when you acquired your | | |
| Fort Worth | | policy, and your health has now | | Agent's License: A certificate of |
| Kalamazoo | | improved, it might be time to shop for | | authority from the state which permits |
| Boynton Beach | | a new policy, as your rates are likely | | the agent to conduct business. |
| Newark | | to be lower. | | |
| Hot Springs | | | | Deficit Carried Forward: The transfer |
| Waco | | The best time to switch policies is | | of a debit balance from one |
| Greenville | | within one month of receiving your | | accounting period to another. |
| Oxnard | | policy renewal from your current | | |
| Warwick | | insurer. You can typically cancel your | | Brick Veneer Construction: Refers to |
| Tulsa | | policy without any fees or penalties if | | a building where the outside walls are |
| Sioux Falls | | you act within this time period. | | constructed of wood with a facing of a |
| Ventura | | | | single layer of brick. |
