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| Bradenton | | Individuals who have 30-year | | Convention Values: Values assigned |
| Ann Arbor | | mortgages might want to consider a | | to insurers' assets in the convention |
| Killeen | | 30-year term to ensure that the house | | blank. |
| Stockton | | is protected throughout the period of | | |
| Santa Barbara | | the loan. | | First Party Insurance: Insurance which |
| Columbia | | | | applies to coverage for the insured's |
| Fort Wayne | | People who are trying to quit | | own property or person. Contrast with |
| Arlington | | smoking, for example, might be best | | Third Party Insurance. |
| Norwalk | | suited purchasing a shorter term (and | | |
| Orange Park | | then replacing it with a longer term | | Federal Deposit Insurance |
| Las Vegas | | policy when they qualify for | | Corporation (FDIC): An agency of the |
| Fairfax | | non-tobacco prices). | | federal government which insures |
| Fullerton | | | | bank deposits up to a stated |
| Miami | | Everyone has different needs, and | | maximum. |
| Mobile | | not one size fits all when it comes to | | |
| Syracuse | | term life insurance. While it may make | | War Risk Insurance: Insurance |
| Acworth | | sense for people in their 30s and 40s | | covering damage caused by war. |
| Longview | | to secure a 20-year term length, a | | Most often written by Ocean Marine |
| Evanston | | 10-year term might be more | | Insurance companies covering |
| Santa Barbara | | appropriate for someone nearing | | vessels. |
| Topeka | | retirement. | | |
| Hattiesburg | | | | Exclusions: Specific situations, |
| Westbury | | We offer quotes for auto insurance, | | conditions, or circumstances that are |
| Longmont | | life insurance, homeowners | | listed in the contract as being not |
| Virginia Beach | | insurance, health insurance, term life | | covered. |
| Gainesville | | insurance and more. | | |
| Downey | | | | Retail Credit Company: The former |
| San Antonio | | Why not take advantage of current | | name of Equifax, a credit reporting |
| Thousand Oaks | | low prices? Many auto insurance | | organization. See Equifax. |
| Palo Alto | | consumers are becoming educated | | |
| Toledo | | on other companies, plans, and rates | | Index Bureau Experience: A measure |
| Sioux Falls | | that are available to them; ones that | | of losses relating to claims reported |
| Southfield | | could afford them significant savings | | through a claim office during a |
| Alexandria | | on their auto insurance. | | 12-month period. |
