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| Newark | | Individuals who have 30-year | | Collusion: An agreement, usually |
| Cranston | | mortgages might want to consider a | | secret, between two or more persons |
| Corona | | 30-year term to ensure that the house | | to defraud or deprive another or |
| Chesapeake | | is protected throughout the period of | | others of their property or rights. |
| Cambridge | | the loan. | | |
| Manchester | | | | Insolvent Insurer: An insurer which is |
| Tampa | | Life insurance, specifically Term Life, | | unable to meet its financial |
| Vero Beach | | is arguably one of the best values in | | obligations. |
| Waterloo | | the entire financial services arena. | | |
| Oakland | | Where else can you go and get | | Tariff Rate: A rate established by a |
| Birmingham | | hundreds of thousands of dollars in | | rating organization, which comes from |
| Woodbridge | | protection for literally pennies per | | the tables, schedules and rules found |
| Minneapolis | | day? Rates for Term Life insurance | | in the tariff of rates. |
| Bronx | | remain at all-time lows, and now is the | | |
| Fairfax | | time to lock in the best prices. | | United States Aircraft Insurance |
| Elkhart | | | | Group: A group of insurers providing |
| Columbia | | If you have noticed that your auto | | facilities for all forms of Aviation |
| Stockton | | insurance rates are still increasing | | Insurance. |
| Redlands | | with each renewal, or even have not | | |
| Decatur | | gone down even though you have a | | Earned Income: The money |
| Fort Lauderdale | | great driving record, this lower pricing | | individuals earn as a result of working |
| Marietta | | trend makes it more important then | | at some job or occupation for which |
| Sioux Falls | | ever that you shop around for auto | | they are paid a salary. |
| Troy | | insurance. | | |
| Asheville | | | | Broker-Agent: One acting as an agent |
| Houma | | Healthy people have the best | | of one or more insurers and as a |
| Springfield | | mortality risks and thus are much | | broker in dealing with one or more |
| Raleigh | | cheaper for companies to insure. This | | other insurers. |
| Spokane | | translates into lower rates for the | | |
| Seattle | | Super Preferred customer than | | Short Rate Premium: The premium |
| Bronx | | someone with higher risk factors such | | required for issuing a policy for a |
| Lawton | | as a heart condition, cancer or | | period less than its normal term. |
| Shreveport | | diabetes. Conversely, if you were | | |
| Abilene | | unhealthy when you acquired your | | Nonassignable: A policy that the |
| Grand Junction | | policy, and your health has now | | owner cannot assign to a third party. |
| Wilmington | | improved, it might be time to shop for | | Most policies are nonassignable |
| Oklahoma City | | a new policy, as your rates are likely | | unless approval is given by the |
| Goldsboro | | to be lower. | | insurer. |
