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| Henderson | | Individuals who have 30-year | | Notice of Cancellation: Written notice |
| New Port Richey | | mortgages might want to consider a | | by an insurer of intent to cancel |
| Boston | | 30-year term to ensure that the house | | insurance, or written notice by an |
| Santa Clara | | is protected throughout the period of | | insured requesting cancellation. |
| Nashua | | the loan. | | |
| Florence | | | | Theory of Probability: The |
| Austin | | Make sure you have a new policy in | | mathematical principle upon which |
| Las Vegas | | place before you cancel your old one | | insurance is based. |
| Gulfport | | to avoid a lapse in coverage. This will | | |
| Lakewood | | also prevent having to figure out the | | Incurred Expense: Expenses not yet |
| Lawton | | amount of any unused premium that is | | paid. Can also include paid |
| Santa Barbara | | due to you from your old insurance | | expenses in some accounting |
| Cranston | | company, or having to spar with your | | systems. |
| Lafayette | | agent about exactly when your policy | | |
| West Palm Beach | | was cancelled and how much they | | Divided Cover: The placing of |
| Newark | | owe you. | | insurance on a given subject or |
| Hemet | | | | object with more than one insurer. |
| Phoenix | | People who are trying to quit | | |
| Albany | | smoking, for example, might be best | | Federal Deposit Insurance |
| Fort Collins | | suited purchasing a shorter term (and | | Corporation (FDIC): An agency of the |
| Columbus | | then replacing it with a longer term | | federal government which insures |
| Montgomery | | policy when they qualify for | | bank deposits up to a stated |
| Baton Rouge | | non-tobacco prices). | | maximum. |
