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| Kansas City | | At InsWeb, you can compare free | | Mandatory Valuation Reserve: A |
| Livonia | | online insurance quotes from many of | | reserve required by a state law to |
| Ogden | | the nations leading insurance | | offset any declines in the valuation of |
| Winter Haven | | companies. | | securities listed as admitted assets. |
| Mesa | | | | |
| Cleveland | | If you have noticed that your auto | | Expense Allowance: A compensation |
| Clearwater | | insurance rates are still increasing | | paid to an insurance agent in excess |
| Jonesboro | | with each renewal, or even have not | | of prescribed commissions. |
| Newport News | | gone down even though you have a | | |
| Pueblo | | great driving record, this lower pricing | | Business: In Property, Liability, and |
| Saginaw | | trend makes it more important then | | Health lines, it usually refers to the |
| Newark | | ever that you shop around for auto | | volume of premiums. |
| New York | | insurance. | | |
| Carlsbad | | | | Partnership: A business enterprise |
| Springfield | | Shopping around is the best way to | | owned and operated by two or more |
| Southfield | | save money on your insurance. | | persons for the purpose of generating |
| Lexington | | | | business income and profits. |
| Fort Myers | | The quickest and easiest way to | | |
| Fort Lauderdale | | shop for new insurance is by | | Criticism: A correction suggested by a |
| Stockton | | comparing rates at InsWebs online | | rating or auditing bureau to an insurer. |
| Charleston | | marketplace. If you do it the | | |
| Boulder | | old-fashioned way (by calling or | | Sherman Antitrust Act: An antitrust law |
| Glendale | | visiting multiple agents or insurance | | from which insurance is exempted to |
| Louisville | | companies) it could take up a huge | | the extent that it is regulated by state |
| Durham | | chunk of your time, which no one | | law. |
| Columbia | | wants or needs. By completing | | |
| Charleston | | InsWebs online application, you will | | Agency Contract (or Agreement): The |
| Houma | | have rates to compare to your old | | document which establishes the legal |
| Rome | | ones within minutes! | | relationship between an agent and an |
| Jacksonville | | | | insurer. |
| Portland | | If you decide to cancel your policy | | |
| Newark | | (after acquiring new coverage) | | Basic Rate: The manual rate from |
| Kingsport | | outside of the 30-day period, you may | | which discounts are taken or to which |
| Portland | | have to pay a fee or penalty. | | charges are added to reflect the |
| Scottsdale | | However, you may still save money | | individual circumstances of a risk. |
| Oxnard | | after paying the fee if your new policy | | |
| Little Rock | | affords you significant savings. So | | |
| Yuma | | while it is best to wait until your | | |
| Bakersfield | | receive your renewal notice, you CAN | | |
| Jackson | | cancel your policy at any time. | | |