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| Williamsburg | | If you decide to cancel your policy | | License: A certification of authority for |
| Boston | | (after acquiring new coverage) | | an agent or insurer to operate, given |
| Hot Springs | | outside of the 30-day period, you may | | by the appropriate jurisdiction. |
| Jasper | | have to pay a fee or penalty. | | |
| Austin | | However, you may still save money | | Will Ride: Coverage that remains in |
| Omaha | | after paying the fee if your new policy | | effect regardless of the geographical |
| Irving | | affords you significant savings. So | | location in which a loss occurs. |
| Jasper | | while it is best to wait until your | | |
| Poughkeepsie | | receive your renewal notice, you CAN | | Valuation Clause: A clause stating the |
| Torrance | | cancel your policy at any time. | | value of items for insurance |
| Warwick | | | | purposes, making it a valued policy. |
| Turlock | | While some companies raise their | | |
| Poughkeepsie | | prices based on your actual age, | | Malinger: To feign a disability for the |
| Bellevue | | most companies increase the price of | | purpose of continuing to collect |
| Fremont | | their policies six months before your | | benefits longer than actually |
| Columbus | | birthday. Its a term called Age | | necessary. |
| South Bend | | Nearest in the industry, and that | | |
| Santa Ana | | half-year price increase could really | | Retail Credit Company: The former |
| Stockton | | add up over a 20-year term policy. As | | name of Equifax, a credit reporting |
| Englewood | | above, the quicker you purchase your | | organization. See Equifax. |
| Escondido | | policy the better. | | |
| Memphis | | | | Deductible: The portion of an insured |
| Hollywood | | Everyone has different needs, and | | loss to be borne by the insured |
| Columbia | | not one size fits all when it comes to | | before he is entitled to recovery from |
| Irvine | | term life insurance. While it may make | | the insurer. |
| Dubuque | | sense for people in their 30s and 40s | | |
| Lima | | to secure a 20-year term length, a | | Coding: A method of putting |
| Lakewood | | 10-year term might be more | | information into a numerical form for |
| Hartford | | appropriate for someone nearing | | statistical use. Most information on |
| Tuscaloosa | | retirement. | | policies is coded and then put into |
| Allentown | | | | reports. |
| Sacramento | | If you have noticed that your auto | | |
| Biloxi | | insurance rates are still increasing | | Valued: Relating to an agreement by |
| Fremont | | with each renewal, or even have not | | an insurer to pay a specified amount |
| Las Vegas | | gone down even though you have a | | of money to or on behalf of the |
| Escondido | | great driving record, this lower pricing | | insured upon occurrence of a defined |
| Lubbock | | trend makes it more important then | | loss. |
| North Hollywood | | ever that you shop around for auto | | |
| Kalamazoo | | insurance. | | |