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| Lexington | | The quickest and easiest way to | | Admitted Company: An insurance |
| St. Paul | | shop for new insurance is by | | company authorized and licensed to |
| Reading | | comparing rates at InsWebs online | | do business in a given state. |
| Marietta | | marketplace. If you do it the | | |
| Kingsport | | old-fashioned way (by calling or | | Professional Insurance Agents |
| Melbourne | | visiting multiple agents or insurance | | Association: A trade association of |
| Des Moines | | companies) it could take up a huge | | mutual insurance agents. |
| Overland Park | | chunk of your time, which no one | | |
| Las Vegas | | wants or needs. By completing | | Sole Proprietorship: A business |
| Kansas City | | InsWebs online application, you will | | enterprise owned by one person who |
| Berkeley | | have rates to compare to your old | | is its manager and employee. |
| Eugene | | ones within minutes! | | |
| Syracuse | | | | Insurance Policy: The printed form |
| Bakersfield | | While some companies raise their | | which serves as the contract between |
| Buffalo | | prices based on your actual age, | | an insurer and an insured. |
| Slidell | | most companies increase the price of | | |
| Franklin | | their policies six months before your | | Commission of Authority: A document |
| Torrance | | birthday. Its a term called Age | | outlining the powers delegated to an |
| Myrtle Beach | | Nearest in the industry, and that | | agent by an insurer. |
| Southfield | | half-year price increase could really | | |
| Canton | | add up over a 20-year term policy. As | | Partial Loss: A loss covered by an |
| Anderson | | above, the quicker you purchase your | | insurance policy which does not |
| Durham | | policy the better. | | completely destroy or render |
| Syracuse | | | | worthless the insured property. |
| Lake Charles | | Life insurance, specifically Term Life, | | |
| Jersey City | | is arguably one of the best values in | | Claim Expense: The expense of |
| Rome | | the entire financial services arena. | | adjusting a claim, such as |
| Hampton | | Where else can you go and get | | investigation and attorneys' fees. It |
| Jersey City | | hundreds of thousands of dollars in | | does not include the cost of the claim |
| Flint | | protection for literally pennies per | | itself. |
| White Plains | | day? Rates for Term Life insurance | | |
| Alameda | | remain at all-time lows, and now is the | | Other Insurance: The existence of |
| Santa Monica | | time to lock in the best prices. | | other contracts covering the same |
| Tuscaloosa | | | | interest and perils. |
