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| Reading | | At InsWeb, you can compare free | | Lapsed Policy: One which has been |
| Decatur | | online insurance quotes from many of | | allowed to expire because of |
| Belleville | | the nations leading insurance | | nonpayment of premiums. |
| Clinton Township | | companies. | | |
| Lake Charles | | | | Provisional Rate: Tentative rates, |
| Orlando | | Shopping around is the best way to | | premiums or commissions that are |
| Fort Lauderdale | | save money on your insurance. | | subject to subsequent adjustment. |
| Union | | | | See Commission and Premium. |
| Lansing | | People who are trying to quit | | |
| Phoenix | | smoking, for example, might be best | | Loss Adjustment Expense: The cost |
| Evansville | | suited purchasing a shorter term (and | | of adjusting losses, excluding the |
| Edmond | | then replacing it with a longer term | | amount of the loss itself. |
| Troy | | policy when they qualify for | | |
| Littleton | | non-tobacco prices). | | Partnership: A business enterprise |
| Corona | | | | owned and operated by two or more |
| Yuma | | Healthy people have the best | | persons for the purpose of generating |
| St. Louis | | mortality risks and thus are much | | business income and profits. |
| El Paso | | cheaper for companies to insure. This | | |
| Madison | | translates into lower rates for the | | Premium Notice: A form notice from |
| Henderson | | Super Preferred customer than | | an insurer or agency to a policy |
| Worcester | | someone with higher risk factors such | | owner that a premium will be due on a |
| Fayetteville | | as a heart condition, cancer or | | given date. |
| Shreveport | | diabetes. Conversely, if you were | | |
| Fremont | | unhealthy when you acquired your | | Admitted Company: An insurance |
| Mobile | | policy, and your health has now | | company authorized and licensed to |
| Gainesville | | improved, it might be time to shop for | | do business in a given state. |
| Portland | | a new policy, as your rates are likely | | |
| Nashville | | to be lower. | | Interstate Carrier: A transportation |
| Palm Desert | | | | company which does business |
| Fort Smith | | Life insurance, specifically Term Life, | | across state lines. |
| Miami | | is arguably one of the best values in | | |
| Lorain | | the entire financial services arena. | | Gross Line: The total limit accepted |
| Naperville | | Where else can you go and get | | by an insurer on an individual risk, |
| Yuma | | hundreds of thousands of dollars in | | including the amount to be reinsured. |
| Toms River | | protection for literally pennies per | | |
| Wichita | | day? Rates for Term Life insurance | | |
| Bradenton | | remain at all-time lows, and now is the | | |
| Turlock | | time to lock in the best prices. | | |
