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| Harrisburg | | We offer quotes for auto insurance, | | Director of Insurance: A title used in |
| Jonesboro | | life insurance, homeowners | | some states for the head of the |
| Portland | | insurance, health insurance, term life | | department of insurance. |
| Lincoln | | insurance and more. | | |
| Jacksonville | | | | Time Limits: The limits of time within |
| Staten Island | | The quickest and easiest way to | | which notice of a claim and proof of a |
| Bakersfield | | shop for new insurance is by | | loss must be submitted. |
| Kingsport | | comparing rates at InsWebs online | | |
| Fairfax | | marketplace. If you do it the | | Fiduciary: A person holding the funds |
| Chula Vista | | old-fashioned way (by calling or | | or property of another in a position of |
| Lake Charles | | visiting multiple agents or insurance | | trust. An example would be the |
| Cleveland | | companies) it could take up a huge | | executor of an estate. |
| Newark | | chunk of your time, which no one | | |
| Trenton | | wants or needs. By completing | | Divided Cover: The placing of |
| Council Bluffs | | InsWebs online application, you will | | insurance on a given subject or |
| Hampton | | have rates to compare to your old | | object with more than one insurer. |
| Portland | | ones within minutes! | | |
| Lawton | | | | Indemnity: Restoration to the victim of |
| Rochester | | If you have noticed that your auto | | a loss by payment, repair, or |
| Ogden | | insurance rates are still increasing | | replacement. |
| Muncie | | with each renewal, or even have not | | |
| Waterloo | | gone down even though you have a | | Replacement: A new policy written to |
| Longmont | | great driving record, this lower pricing | | take the place of one currently in force. |
| Tyler | | trend makes it more important then | | |
| Tulsa | | ever that you shop around for auto | | Endorsement: A written or printed form |
| Oceanside | | insurance. | | attached to the policy which alters |
| Charleston | | | | provisions of the contract. |
| Longwood | | While some companies raise their | | |
| Montgomery | | prices based on your actual age, | | National Auto Theft Bureau: An |
| Fort Collins | | most companies increase the price of | | organization engaged in the |
| Norwalk | | their policies six months before your | | prevention and reduction of motor |
| Daytona Beach | | birthday. Its a term called Age | | vehicle fire and theft losses. |
| Palm Harbor | | Nearest in the industry, and that | | |
| Boise | | half-year price increase could really | | Minimum Premium: The smallest |
| Decatur | | add up over a 20-year term policy. As | | amount of premium for which an |
| Naperville | | above, the quicker you purchase your | | insurer will issue coverage under a |
| Salt Lake City | | policy the better. | | given policy. |