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| Flushing | | Life insurance, specifically Term Life, | | Coding: A method of putting |
| Odessa | | is arguably one of the best values in | | information into a numerical form for |
| Canton | | the entire financial services arena. | | statistical use. Most information on |
| San Jose | | Where else can you go and get | | policies is coded and then put into |
| Hemet | | hundreds of thousands of dollars in | | reports. |
| Eugene | | protection for literally pennies per | | |
| Florissant | | day? Rates for Term Life insurance | | Earned Income: The money |
| Dothan | | remain at all-time lows, and now is the | | individuals earn as a result of working |
| Long Island City | | time to lock in the best prices. | | at some job or occupation for which |
| Lawrenceville | | | | they are paid a salary. |
| Kalamazoo | | While some companies raise their | | |
| Peoria | | prices based on your actual age, | | Standard Industry Code (SIC): This is |
| Silver Spring | | most companies increase the price of | | a coding system which assigns |
| Atlanta | | their policies six months before your | | separate codes for different types of |
| Chesapeake | | birthday. Its a term called Age | | industries. |
| Brooklyn | | Nearest in the industry, and that | | |
| Oxnard | | half-year price increase could really | | Notice To Company: Written notice to |
| High Point | | add up over a 20-year term policy. As | | an insurer of the occurrence of an |
| Erie | | above, the quicker you purchase your | | event which a claim is to be based. |
| Tallahassee | | policy the better. | | |
| Worcester | | | | Sole Proprietorship: A business |
| Abilene | | Everyone has different needs, and | | enterprise owned by one person who |
| Clinton Township | | not one size fits all when it comes to | | is its manager and employee. |
| San Antonio | | term life insurance. While it may make | | |
| Columbia | | sense for people in their 30s and 40s | | Brokerage Business: Business |
| Santa Ana | | to secure a 20-year term length, a | | offered to an insurer by a broker. This |
| Tallahassee | | 10-year term might be more | | is sometimes called excess or |
| Santa Monica | | appropriate for someone nearing | | surplus business. |
| Decatur | | retirement. | | |
| Roanoke | | | | Equity: The money value of an |
| Independence | | The best time to switch policies is | | insurance company that is over and |
| Lafayette | | within one month of receiving your | | above its liabilities. Liabilities include |
| York | | policy renewal from your current | | almost all of its reserves. |
| Cookeville | | insurer. You can typically cancel your | | |
| Gaithersburg | | policy without any fees or penalties if | | |
| Anderson | | you act within this time period. | | |
