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| Reading | | People who are trying to quit | | Submitted Business: Applications for |
| Charleston | | smoking, for example, might be best | | insurance submitted to an insurer but |
| Spartanburg | | suited purchasing a shorter term (and | | not yet acted upon by it. |
| Burbank | | then replacing it with a longer term | | |
| Columbia | | policy when they qualify for | | Operating Expense: The expense of |
| Flushing | | non-tobacco prices). | | an insurer other than commissions |
| Greensboro | | | | and taxes. Called " and Insurance |
| Newport Beach | | At InsWeb, you can compare free | | Expense" in the convention statement |
| Longwood | | online insurance quotes from many of | | blank. |
| Santa Clara | | the nations leading insurance | | |
| Mesa | | companies. | | Public Adjuster: An insurance adjuster |
| Panama City | | | | who represents an insured on a fee |
| Omaha | | Life insurance, specifically Term Life, | | basis in claims settlement. Contrast |
| Cranston | | is arguably one of the best values in | | with Independent Adjuster. |
| Mesa | | the entire financial services arena. | | |
| Hickory | | Where else can you go and get | | Insurance Policy: The printed form |
| Escondido | | hundreds of thousands of dollars in | | which serves as the contract between |
| Oakland | | protection for literally pennies per | | an insurer and an insured. |
| Tyler | | day? Rates for Term Life insurance | | |
| White Plains | | remain at all-time lows, and now is the | | Broker of Record: A broker who has |
| Las Cruces | | time to lock in the best prices. | | been designated to handle certain |
| Williamsport | | | | insurance contracts for the |
| Irving | | Shopping around is the best way to | | policyholder. |
| Greeley | | save money on your insurance. | | |
| Arlington | | | | Interstate Carrier: A transportation |
| St. Joseph | | While some companies raise their | | company which does business |
| Austin | | prices based on your actual age, | | across state lines. |
| Tuscaloosa | | most companies increase the price of | | |
| Pensacola | | their policies six months before your | | Insolvent Insurer: An insurer which is |
| Ocala | | birthday. Its a term called Age | | unable to meet its financial |
| Worcester | | Nearest in the industry, and that | | obligations. |
| Mesquite | | half-year price increase could really | | |
| West Palm Beach | | add up over a 20-year term policy. As | | Will Ride: Coverage that remains in |
| Gainesville | | above, the quicker you purchase your | | effect regardless of the geographical |
| Charlotte | | policy the better. | | location in which a loss occurs. |
