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| Anchorage | | Make sure you have a new policy in | | Adjustment Bureau: A firm organized |
| Staten Island | | place before you cancel your old one | | to provide adjustment services to |
| Costa Mesa | | to avoid a lapse in coverage. This will | | insurers not wishing to create their |
| Burbank | | also prevent having to figure out the | | own claims division. |
| Gaithersburg | | amount of any unused premium that is | | |
| Birmingham | | due to you from your old insurance | | National Auto Theft Bureau: An |
| Hampton | | company, or having to spar with your | | organization engaged in the |
| Thousand Oaks | | agent about exactly when your policy | | prevention and reduction of motor |
| Clinton Township | | was cancelled and how much they | | vehicle fire and theft losses. |
| Oakland | | owe you. | | |
| Fayetteville | | | | Gain and Loss Exhibit: The portion of |
| Zanesville | | Individuals who have 30-year | | the convention blank which |
| Toledo | | mortgages might want to consider a | | represents an analysis of gains, |
| Greenville | | 30-year term to ensure that the house | | losses, and surplus during an |
| Staten Island | | is protected throughout the period of | | accounting period. |
| Lexington | | the loan. | | |
| Asheville | | | | Initial Premium: An amount paid at the |
| Englewood | | If you decide to cancel your policy | | inception of an insurance contract, |
| Tacoma | | (after acquiring new coverage) | | usually subject to adjustment at the |
| Santa Rosa | | outside of the 30-day period, you may | | end of the policy period. |
| Longview | | have to pay a fee or penalty. | | |
| Berkeley | | However, you may still save money | | Submitted Business: Applications for |
| Greeley | | after paying the fee if your new policy | | insurance submitted to an insurer but |
| Vancouver | | affords you significant savings. So | | not yet acted upon by it. |
| Schaumburg | | while it is best to wait until your | | |
| Boynton Beach | | receive your renewal notice, you CAN | | Provisions: Statements contained in |
| Cranston | | cancel your policy at any time. | | an insurance policy which explain the |
| Boston | | | | benefits, conditions and other |
| Coral Springs | | Shopping around is the best way to | | features of the insurance contract. |
| Billings | | save money on your insurance. | | |
| Conroe | | | | Book Value: Refers to the value of |
| Columbus | | Everyone has different needs, and | | assets as shown in the official |
| Jersey City | | not one size fits all when it comes to | | accounting records of the company. |
| Orange | | term life insurance. While it may make | | |
| York | | sense for people in their 30s and 40s | | |
| Cranston | | to secure a 20-year term length, a | | |
| Waterloo | | 10-year term might be more | | |
| Amarillo | | appropriate for someone nearing | | |
| Sioux City | | retirement. | | |
