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| Bloomington | | Make sure you have a new policy in | | Insurance to Value: Insurance written |
| Honolulu | | place before you cancel your old one | | in an amount approximating the value |
| Conroe | | to avoid a lapse in coverage. This will | | of the property insured. |
| Albany | | also prevent having to figure out the | | |
| Salt Lake City | | amount of any unused premium that is | | Admitted Company: An insurance |
| Springfield | | due to you from your old insurance | | company authorized and licensed to |
| Springfield | | company, or having to spar with your | | do business in a given state. |
| Fort Smith | | agent about exactly when your policy | | |
| Jacksonville | | was cancelled and how much they | | Expense Allowance: A compensation |
| Minneapolis | | owe you. | | paid to an insurance agent in excess |
| Grand Rapids | | | | of prescribed commissions. |
| Fremont | | The best time to switch policies is | | |
| Billings | | within one month of receiving your | | Policywriting Agent: An agent who has |
| Phoenix | | policy renewal from your current | | the authority to prepare and effect an |
| Grand Prairie | | insurer. You can typically cancel your | | insurer's policy. |
| Philadelphia | | policy without any fees or penalties if | | |
| Harlingen | | you act within this time period. | | Capital Sum: The maximum lump sum |
| Winter Haven | | | | payable in the event of accidental |
| Bronx | | Shopping around is the best way to | | death or dismemberment. |
| Fairfax | | save money on your insurance. | | |
| Nashville | | | | Nonadmitted Insurer: An insurer not |
| Brooklyn | | At InsWeb, you can compare free | | licensed to do business in the |
| Providence | | online insurance quotes from many of | | jurisdiction in question. Same as |
| Providence | | the nations leading insurance | | Unauthorized Insurer and Unlicensed |
| Tuscaloosa | | companies. | | Insurer. |
