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| Tacoma | | We offer quotes for auto insurance, | | Will Ride: Coverage that remains in |
| San Bernardino | | life insurance, homeowners | | effect regardless of the geographical |
| Kingsport | | insurance, health insurance, term life | | location in which a loss occurs. |
| Fremont | | insurance and more. | | |
| Billings | | | | Underwriters Laboratories, Inc. (UL): A |
| Amarillo | | Make sure you have a new policy in | | testing laboratory for manufactured |
| West Chester | | place before you cancel your old one | | items to determine their safety |
| Winter Park | | to avoid a lapse in coverage. This will | | propensities. |
| Delray Beach | | also prevent having to figure out the | | |
| Fayetteville | | amount of any unused premium that is | | Producer: A term applied to an agent, |
| Garland | | due to you from your old insurance | | solicitor or other person who sells |
| Hendersonville | | company, or having to spar with your | | insurance. |
| Bakersfield | | agent about exactly when your policy | | |
| Irving | | was cancelled and how much they | | Retrospective Premium: The final |
| El Paso | | owe you. | | premium in a retrospective rating |
| Greeley | | | | plan. See Retrospective Rating. |
| Morristown | | If you have noticed that your auto | | |
| Knoxville | | insurance rates are still increasing | | Effective Date: The date on which the |
| New York | | with each renewal, or even have not | | protection of an insurance policy or |
| Conroe | | gone down even though you have a | | bond goes into effect. |
| Little Rock | | great driving record, this lower pricing | | |
| Worcester | | trend makes it more important then | | Interline Endorsement: Commercial |
| Biloxi | | ever that you shop around for auto | | endorsements that apply, or could |
| Albuquerque | | insurance. | | apply, to more than one coverage |
| Tucson | | | | part of a package policy. |
| Dubuque | | Shopping around is the best way to | | |
| Arlington | | save money on your insurance. | | Business: In Property, Liability, and |
| Conroe | | | | Health lines, it usually refers to the |
| El Cajon | | The best time to switch policies is | | volume of premiums. |
| Norfolk | | within one month of receiving your | | |
| Newport Beach | | policy renewal from your current | | Line of Business: The classification of |
| Jonesboro | | insurer. You can typically cancel your | | business as utilized in the insurance |
| Anchorage | | policy without any fees or penalties if | | industry, e.g., Fire, Allied Lines and |
| Philadelphia | | you act within this time period. | | Homeowners. |
