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| Houston | | At InsWeb, you can compare free | | Agency Contract (or Agreement): The |
| Mountain View | | online insurance quotes from many of | | document which establishes the legal |
| El Paso | | the nations leading insurance | | relationship between an agent and an |
| El Cajon | | companies. | | insurer. |
| Orange | | | | |
| Colorado Springs | | Individuals who have 30-year | | Level Commission System: A system |
| Columbia | | mortgages might want to consider a | | of commissions in which the first year |
| New York | | 30-year term to ensure that the house | | and all renewal commissions are the |
| Hollywood | | is protected throughout the period of | | same percentage of the premium. |
| Owensboro | | the loan. | | |
| Whittier | | | | Submitted Business: Applications for |
| Jasper | | People who are trying to quit | | insurance submitted to an insurer but |
| Vero Beach | | smoking, for example, might be best | | not yet acted upon by it. |
| Albany | | suited purchasing a shorter term (and | | |
| Midland | | then replacing it with a longer term | | Exclusions: Specific situations, |
| Houma | | policy when they qualify for | | conditions, or circumstances that are |
| Lancaster | | non-tobacco prices). | | listed in the contract as being not |
| Hampton | | | | covered. |
| Anchorage | | If you have noticed that your auto | | |
| Pittsburgh | | insurance rates are still increasing | | Book Value: Refers to the value of |
| Hattiesburg | | with each renewal, or even have not | | assets as shown in the official |
| Hemet | | gone down even though you have a | | accounting records of the company. |
| Tacoma | | great driving record, this lower pricing | | |
| Jacksonville | | trend makes it more important then | | Amendment: A formal document |
| Newark | | ever that you shop around for auto | | which corrects or revises an |
| Pasadena | | insurance. | | insurance master policy. |