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| Waco | | The quickest and easiest way to | | You/Your: These words are used to |
| Charleston | | shop for new insurance is by | | refer to the named insured in many of |
| Oklahoma City | | comparing rates at InsWebs online | | the modernized/personalized policy |
| Ocala | | marketplace. If you do it the | | forms. |
| Metairie | | old-fashioned way (by calling or | | |
| Louisville | | visiting multiple agents or insurance | | Cut Rate: This term generally applies |
| Spartanburg | | companies) it could take up a huge | | to insurance companies who charge |
| Poughkeepsie | | chunk of your time, which no one | | premiums below a normal or average |
| Erie | | wants or needs. By completing | | rate. |
| Mesquite | | InsWebs online application, you will | | |
| Charlotte | | have rates to compare to your old | | Nonassignable: A policy that the |
| Coral Springs | | ones within minutes! | | owner cannot assign to a third party. |
| Flushing | | | | Most policies are nonassignable |
| Florence | | At InsWeb, you can compare free | | unless approval is given by the |
| Arlington | | online insurance quotes from many of | | insurer. |
| Fredericksburg | | the nations leading insurance | | |
| Harrisburg | | companies. | | Burning Ratio: The ratio of losses |
| Huntington | | | | suffered to the amount of insurance in |
| Jasper | | Everyone has different needs, and | | effect. |
| Orange Park | | not one size fits all when it comes to | | |
| Dearborn | | term life insurance. While it may make | | Nonadmitted Insurer: An insurer not |
| Fullerton | | sense for people in their 30s and 40s | | licensed to do business in the |
| Flint | | to secure a 20-year term length, a | | jurisdiction in question. Same as |
| Toledo | | 10-year term might be more | | Unauthorized Insurer and Unlicensed |
| Alameda | | appropriate for someone nearing | | Insurer. |
| Westbury | | retirement. | | |
| Florissant | | | | Provisions: Statements contained in |
| Jacksonville | | We offer quotes for auto insurance, | | an insurance policy which explain the |
| Schaumburg | | life insurance, homeowners | | benefits, conditions and other |
| Newburgh | | insurance, health insurance, term life | | features of the insurance contract. |
| Beaumont | | insurance and more. | | |
| Fullerton | | | | Line of Business: The classification of |
| Cleveland | | While some companies raise their | | business as utilized in the insurance |
| Dearborn | | prices based on your actual age, | | industry, e.g., Fire, Allied Lines and |
| Greeley | | most companies increase the price of | | Homeowners. |
| Montgomery | | their policies six months before your | | |
| Orange | | birthday. Its a term called Age | | |
| Jackson | | Nearest in the industry, and that | | |
| Allentown | | half-year price increase could really | | |
| Biloxi | | add up over a 20-year term policy. As | | |
| Chula Vista | | above, the quicker you purchase your | | |
| Edison | | policy the better. | | |
