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| Memphis | | If you have noticed that your auto | | Operating Expense: The expense of |
| Arlington | | insurance rates are still increasing | | an insurer other than commissions |
| New York | | with each renewal, or even have not | | and taxes. Called " and Insurance |
| Detroit | | gone down even though you have a | | Expense" in the convention statement |
| Independence | | great driving record, this lower pricing | | blank. |
| Mansfield | | trend makes it more important then | | |
| Hattiesburg | | ever that you shop around for auto | | Approved Roof: A term used in |
| Palm Desert | | insurance. | | building construction. It indicates a |
| El Cajon | | | | roof made of fire-resistive materials, |
| San Bernardino | | At InsWeb, you can compare free | | such as tile or asphalt shingles. |
| Newport Beach | | online insurance quotes from many of | | |
| Evanston | | the nations leading insurance | | Stock Option Plan: Surviving |
| Duluth | | companies. | | stockholders have the option to |
| Whittier | | | | purchase or not purchase the shares |
| Washington | | People who are trying to quit | | of a deceased stockholder. |
| San Bernardino | | smoking, for example, might be best | | |
| Irving | | suited purchasing a shorter term (and | | Equity: The money value of an |
| Bloomington | | then replacing it with a longer term | | insurance company that is over and |
| Monroe | | policy when they qualify for | | above its liabilities. Liabilities include |
| Cranston | | non-tobacco prices). | | almost all of its reserves. |
