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| Boulder | | The quickest and easiest way to | | Coding: A method of putting |
| Portland | | shop for new insurance is by | | information into a numerical form for |
| Livonia | | comparing rates at InsWebs online | | statistical use. Most information on |
| Decatur | | marketplace. If you do it the | | policies is coded and then put into |
| Phoenix | | old-fashioned way (by calling or | | reports. |
| Escondido | | visiting multiple agents or insurance | | |
| Council Bluffs | | companies) it could take up a huge | | Professional Insurance Agents |
| Lowell | | chunk of your time, which no one | | Association: A trade association of |
| Wichita | | wants or needs. By completing | | mutual insurance agents. |
| Lake Charles | | InsWebs online application, you will | | |
| Williamsburg | | have rates to compare to your old | | War Risk Insurance: Insurance |
| Mobile | | ones within minutes! | | covering damage caused by war. |
| Texarkana | | | | Most often written by Ocean Marine |
| Memphis | | Individuals who have 30-year | | Insurance companies covering |
| Cape Coral | | mortgages might want to consider a | | vessels. |
| Chattanooga | | 30-year term to ensure that the house | | |
| Anderson | | is protected throughout the period of | | Monoline Policy: Any insurance |
| San Bernardino | | the loan. | | coverage written as a single line |
| Anchorage | | | | policy. Contrast with Multiple Line or |
| Springfield | | Life insurance, specifically Term Life, | | Package policy. |
| Birmingham | | is arguably one of the best values in | | |
| Union | | the entire financial services arena. | | Claim: A demand made by the |
| Morristown | | Where else can you go and get | | insured, or the insured's beneficiary, |
| Norwalk | | hundreds of thousands of dollars in | | for payment of the benefits provided |
| Mesa | | protection for literally pennies per | | by the contract. |
| Lawton | | day? Rates for Term Life insurance | | |
| Springfield | | remain at all-time lows, and now is the | | Renewal: The reestablishment of the |
| Santa Ana | | time to lock in the best prices. | | in-force status of a policy, the term of |
| Westbury | | | | which has expired or will expire |
| Tucson | | People who are trying to quit | | unless it is renewed. |
| Lakeland | | smoking, for example, might be best | | |
| Overland Park | | suited purchasing a shorter term (and | | Policy Period (or Term): The period |
| Burbank | | then replacing it with a longer term | | during which the policy contract |
| Albuquerque | | policy when they qualify for | | affords protection, e.g., six months or |
| Santa Rosa | | non-tobacco prices). | | one or three years. |
