| | | | |
|
| El Cajon | | People who are trying to quit | | Insolvent Insurer: An insurer which is |
| Longmont | | smoking, for example, might be best | | unable to meet its financial |
| Dearborn | | suited purchasing a shorter term (and | | obligations. |
| Staten Island | | then replacing it with a longer term | | |
| Manchester | | policy when they qualify for | | Insurance Examiner: The |
| Cranston | | non-tobacco prices). | | representative of a state insurance |
| Worcester | | | | department assigned to participate in |
| Oxnard | | The quickest and easiest way to | | the official audit and examination of |
| Lafayette | | shop for new insurance is by | | an insurer. |
| Cambridge | | comparing rates at InsWebs online | | |
| Malden | | marketplace. If you do it the | | We/Us/Our: These words are used to |
| Lakewood | | old-fashioned way (by calling or | | refer to the insurer in many of the |
| Reading | | visiting multiple agents or insurance | | modernized/personalized policy |
| Chesapeake | | companies) it could take up a huge | | forms recently introduced. |
| Abilene | | chunk of your time, which no one | | |
| Tacoma | | wants or needs. By completing | | Premium Receipt: The receipt given |
| Westbury | | InsWebs online application, you will | | a policy owner for the payment of a |
| West Palm Beach | | have rates to compare to your old | | premium. |
| Monroe | | ones within minutes! | | |
| Greensboro | | | | Shock Loss: A catastrophic loss so |
| Wilmington | | The best time to switch policies is | | large that it has a material effect on |
| Boulder | | within one month of receiving your | | the underwriting results of a company. |
| Los Angeles | | policy renewal from your current | | |
| Cherry Hill | | insurer. You can typically cancel your | | Gross Line: The total limit accepted |
| Vineland | | policy without any fees or penalties if | | by an insurer on an individual risk, |
| Bayside | | you act within this time period. | | including the amount to be reinsured. |
