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| Lake Worth | | If you decide to cancel your policy | | Loss Frequency: The number of times |
| Johnson City | | (after acquiring new coverage) | | a loss occurs over a specific period |
| Tempe | | outside of the 30-day period, you may | | of time. |
| Cedar Rapids | | have to pay a fee or penalty. | | |
| Evansville | | However, you may still save money | | Tabular Plan: A retrospective rating |
| Lincoln | | after paying the fee if your new policy | | plan, which uses tables to furnish the |
| Hollywood | | affords you significant savings. So | | various values for the rating formula. |
| Santa Clara | | while it is best to wait until your | | |
| Lancaster | | receive your renewal notice, you CAN | | Claim Expense: The expense of |
| Southfield | | cancel your policy at any time. | | adjusting a claim, such as |
| Lancaster | | | | investigation and attorneys' fees. It |
| Stockbridge | | While some companies raise their | | does not include the cost of the claim |
| Newport News | | prices based on your actual age, | | itself. |
| Redlands | | most companies increase the price of | | |
| Ogden | | their policies six months before your | | Criticism: A correction suggested by a |
| Hickory | | birthday. Its a term called Age | | rating or auditing bureau to an insurer. |
| West Palm Beach | | Nearest in the industry, and that | | |
| Woodbridge | | half-year price increase could really | | Effective Date: The date on which the |
| Jackson | | add up over a 20-year term policy. As | | protection of an insurance policy or |
| Jackson | | above, the quicker you purchase your | | bond goes into effect. |
| Gainesville | | policy the better. | | |
| Schaumburg | | | | Earned Income: The money |
| Bay City | | Why not take advantage of current | | individuals earn as a result of working |
| Bellevue | | low prices? Many auto insurance | | at some job or occupation for which |
| Stuart | | consumers are becoming educated | | they are paid a salary. |
| Spring Hill | | on other companies, plans, and rates | | |
| Quincy | | that are available to them; ones that | | Brick Veneer Construction: Refers to |
| Lafayette | | could afford them significant savings | | a building where the outside walls are |
| Bradenton | | on their auto insurance. | | constructed of wood with a facing of a |
| Escondido | | | | single layer of brick. |
| Hampton | | We offer quotes for auto insurance, | | |
| Lowell | | life insurance, homeowners | | Short-Term Policy: A policy written for |
| Greensboro | | insurance, health insurance, term life | | a period of less time than is normal for |
| Wilmington | | insurance and more. | | that type of policy. |
