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| Dothan | | Life insurance, specifically Term Life, | | Line of Business: The classification of |
| Los Angeles | | is arguably one of the best values in | | business as utilized in the insurance |
| Fredericksburg | | the entire financial services arena. | | industry, e.g., Fire, Allied Lines and |
| Tyler | | Where else can you go and get | | Homeowners. |
| Portsmouth | | hundreds of thousands of dollars in | | |
| Tuscaloosa | | protection for literally pennies per | | Open Rating: A system whereby a |
| Wilmington | | day? Rates for Term Life insurance | | state allows an insurer to use rates |
| Nashville | | remain at all-time lows, and now is the | | without prior approval. |
| Montgomery | | time to lock in the best prices. | | |
| Knoxville | | | | Single Limit: Any insurance coverage |
| Livonia | | Make sure you have a new policy in | | which is expressed as a single |
| Coral Springs | | place before you cancel your old one | | amount of insurance, or a single limit |
| Kansas City | | to avoid a lapse in coverage. This will | | of liability. Contrast with Split Limit. |
| Torrance | | also prevent having to figure out the | | |
| Burbank | | amount of any unused premium that is | | Examiner: An employee assigned by |
| Green Bay | | due to you from your old insurance | | the state insurance department to |
| San Jose | | company, or having to spar with your | | audit insurers' records. |
| Gulfport | | agent about exactly when your policy | | |
| Raleigh | | was cancelled and how much they | | Earned Income: The money |
| Rapid City | | owe you. | | individuals earn as a result of working |
| Hickory | | | | at some job or occupation for which |
| Stockton | | Healthy people have the best | | they are paid a salary. |
| Pueblo | | mortality risks and thus are much | | |
| Youngstown | | cheaper for companies to insure. This | | Provisional Rate: Tentative rates, |
| Milwaukee | | translates into lower rates for the | | premiums or commissions that are |
| Jackson | | Super Preferred customer than | | subject to subsequent adjustment. |
| Baton Rouge | | someone with higher risk factors such | | See Commission and Premium. |
| Denver | | as a heart condition, cancer or | | |
| Ogden | | diabetes. Conversely, if you were | | Federal Deposit Insurance |
| Sarasota | | unhealthy when you acquired your | | Corporation (FDIC): An agency of the |
| New Port Richey | | policy, and your health has now | | federal government which insures |
| Salem | | improved, it might be time to shop for | | bank deposits up to a stated |
| Long Island City | | a new policy, as your rates are likely | | maximum. |
| Charlotte | | to be lower. | | |
