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| Lawton | | Shopping around is the best way to | | FICA. Federal Insurance Contributions |
| Fort Worth | | save money on your insurance. | | Act: A law imposing a payroll tax to |
| Coral Springs | | | | assist in funding Social Security |
| Biloxi | | Life insurance, specifically Term Life, | | benefits. |
| Greensboro | | is arguably one of the best values in | | |
| Madison | | the entire financial services arena. | | Depreciation: A decrease in the value |
| Tyler | | Where else can you go and get | | of any type of tangible property over |
| Newark | | hundreds of thousands of dollars in | | a period of time resulting from use, |
| Littleton | | protection for literally pennies per | | wear and tear, or obsolescence. |
| Pompano Beach | | day? Rates for Term Life insurance | | |
| New York | | remain at all-time lows, and now is the | | Policy Anniversary: The anniversary |
| Augusta | | time to lock in the best prices. | | of the date of issue of a policy as |
| Rochester | | | | shown in the policy declarations. |
| Cape Coral | | At InsWeb, you can compare free | | |
| Quincy | | online insurance quotes from many of | | Initial Premium: An amount paid at the |
| Warren | | the nations leading insurance | | inception of an insurance contract, |
| Indianapolis | | companies. | | usually subject to adjustment at the |
| Gainesville | | | | end of the policy period. |
| Conroe | | Individuals who have 30-year | | |
| Cleveland | | mortgages might want to consider a | | Losses Incurred: The total losses, |
| Gainesville | | 30-year term to ensure that the house | | whether paid or not, sustained by an |
| Long Beach | | is protected throughout the period of | | insurer during a given period, e.g., 12 |
| New Orleans | | the loan. | | months. |