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| Baltimore | | If you have noticed that your auto | | Society of Insurance Research: An |
| Lubbock | | insurance rates are still increasing | | organization which encourages |
| Henderson | | with each renewal, or even have not | | insurance research and promotes the |
| Lafayette | | gone down even though you have a | | exchange of ideas and methods of |
| Oakland | | great driving record, this lower pricing | | research. |
| Cape Coral | | trend makes it more important then | | |
| Yonkers | | ever that you shop around for auto | | Agency: An insurance sales office |
| Toledo | | insurance. | | which is directed by a agent, |
| Springfield | | | | manager, independent agent, or |
| Cherry Hill | | If you decide to cancel your policy | | company manager. |
| Clarksville | | (after acquiring new coverage) | | |
| Mountain View | | outside of the 30-day period, you may | | Preferred Risk: Any risk considered |
| Omaha | | have to pay a fee or penalty. | | to be better than the standard risk on |
| Amarillo | | However, you may still save money | | which the premium rate was |
| Lakewood | | after paying the fee if your new policy | | calculated. |
| Goldsboro | | affords you significant savings. So | | |
| Pompano Beach | | while it is best to wait until your | | War Risk Insurance: Insurance |
| Boston | | receive your renewal notice, you CAN | | covering damage caused by war. |
| Jonesboro | | cancel your policy at any time. | | Most often written by Ocean Marine |
| Texarkana | | | | Insurance companies covering |
| Kansas City | | The best time to switch policies is | | vessels. |
| High Point | | within one month of receiving your | | |
| Muskegon | | policy renewal from your current | | Inspection: Independent checking on |
| Saginaw | | insurer. You can typically cancel your | | facts about an applicant, |
| Stuart | | policy without any fees or penalties if | | policyholder, or claimant, usually by a |
| Fredericksburg | | you act within this time period. | | commercial inspection agency. |