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| Joliet | | If you decide to cancel your policy | | Claim Expense: The expense of |
| Escondido | | (after acquiring new coverage) | | adjusting a claim, such as |
| Decatur | | outside of the 30-day period, you may | | investigation and attorneys' fees. It |
| Florence | | have to pay a fee or penalty. | | does not include the cost of the claim |
| Anaheim | | However, you may still save money | | itself. |
| Slidell | | after paying the fee if your new policy | | |
| Redlands | | affords you significant savings. So | | Premium Receipt: The receipt given |
| Myrtle Beach | | while it is best to wait until your | | a policy owner for the payment of a |
| Lansing | | receive your renewal notice, you CAN | | premium. |
| Stuart | | cancel your policy at any time. | | |
| Houston | | | | Public Adjuster: An insurance adjuster |
| Pasadena | | The quickest and easiest way to | | who represents an insured on a fee |
| Grand Prairie | | shop for new insurance is by | | basis in claims settlement. Contrast |
| Delray Beach | | comparing rates at InsWebs online | | with Independent Adjuster. |
| Arlington | | marketplace. If you do it the | | |
| Birmingham | | old-fashioned way (by calling or | | Borderline Risk: An insurance |
| Odessa | | visiting multiple agents or insurance | | prospect of doubtful quality from an |
| Rome | | companies) it could take up a huge | | underwriting point of view. |
| Santa Monica | | chunk of your time, which no one | | |
| Newport News | | wants or needs. By completing | | Valued: Relating to an agreement by |
| Bay City | | InsWebs online application, you will | | an insurer to pay a specified amount |
| Sterling Heights | | have rates to compare to your old | | of money to or on behalf of the |
| Winter Haven | | ones within minutes! | | insured upon occurrence of a defined |
| Durham | | | | loss. |
| Eugene | | Everyone has different needs, and | | |
| Newport News | | not one size fits all when it comes to | | Inspection: Independent checking on |
| Newport Beach | | term life insurance. While it may make | | facts about an applicant, |
| Springfield | | sense for people in their 30s and 40s | | policyholder, or claimant, usually by a |
| Wilmington | | to secure a 20-year term length, a | | commercial inspection agency. |
| Lakewood | | 10-year term might be more | | |
| Oakland | | appropriate for someone nearing | | Replacement: A new policy written to |
| Salt Lake City | | retirement. | | take the place of one currently in force. |
