| | | | |
|
| Pompano Beach | | At InsWeb, you can compare free | | Lloyd's Broker: A person who has the |
| Canton | | online insurance quotes from many of | | authority to negotiate insurance |
| Bloomington | | the nations leading insurance | | contracts with the underwriters on the |
| Poughkeepsie | | companies. | | floor at Lloyd's. |
| Westbury | | | | |
| New Orleans | | If you decide to cancel your policy | | Approved: The condition which exists |
| San Bernardino | | (after acquiring new coverage) | | when the person or object to be |
| Jackson | | outside of the 30-day period, you may | | insured meets the underwriting |
| San Bernardino | | have to pay a fee or penalty. | | standards of the insurer. |
| Plano | | However, you may still save money | | |
| Carlsbad | | after paying the fee if your new policy | | Brokerage Department: A department |
| Palm Desert | | affords you significant savings. So | | of an insurer whose purpose is to |
| Fremont | | while it is best to wait until your | | deal with brokers in the placing of |
| Florissant | | receive your renewal notice, you CAN | | insurance. |
| Anaheim | | cancel your policy at any time. | | |
| Spartanburg | | | | Exclusion: A contractual provision that |
| Boston | | Make sure you have a new policy in | | denies coverage for certain perils, |
| Jonesboro | | place before you cancel your old one | | persons, property, or locations. |
| Allentown | | to avoid a lapse in coverage. This will | | |
| Des Moines | | also prevent having to figure out the | | Broker-Agent: One acting as an agent |
| Milwaukee | | amount of any unused premium that is | | of one or more insurers and as a |
| Davenport | | due to you from your old insurance | | broker in dealing with one or more |
| Gulfport | | company, or having to spar with your | | other insurers. |
| Albany | | agent about exactly when your policy | | |
| Glendale | | was cancelled and how much they | | Replacement: A new policy written to |
| Lorain | | owe you. | | take the place of one currently in force. |
