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| Wichita | | Healthy people have the best | | We/Us/Our: These words are used to |
| Salt Lake City | | mortality risks and thus are much | | refer to the insurer in many of the |
| Syracuse | | cheaper for companies to insure. This | | modernized/personalized policy |
| Kalamazoo | | translates into lower rates for the | | forms recently introduced. |
| Fayetteville | | Super Preferred customer than | | |
| Raleigh | | someone with higher risk factors such | | Minimum Premium: The smallest |
| Irving | | as a heart condition, cancer or | | amount of premium for which an |
| Honolulu | | diabetes. Conversely, if you were | | insurer will issue coverage under a |
| Jersey City | | unhealthy when you acquired your | | given policy. |
| Redlands | | policy, and your health has now | | |
| Thousand Oaks | | improved, it might be time to shop for | | Interline Endorsement: Commercial |
| Coral Springs | | a new policy, as your rates are likely | | endorsements that apply, or could |
| Ogden | | to be lower. | | apply, to more than one coverage |
| Des Moines | | | | part of a package policy. |
| Erie | | We offer quotes for auto insurance, | | |
| Malden | | life insurance, homeowners | | War Risk Insurance: Insurance |
| Jonesboro | | insurance, health insurance, term life | | covering damage caused by war. |
| Akron | | insurance and more. | | Most often written by Ocean Marine |
| Salem | | | | Insurance companies covering |
| Youngstown | | The best time to switch policies is | | vessels. |
| Salem | | within one month of receiving your | | |
| Inglewood | | policy renewal from your current | | Will Ride: Coverage that remains in |
| Franklin | | insurer. You can typically cancel your | | effect regardless of the geographical |
| St. Paul | | policy without any fees or penalties if | | location in which a loss occurs. |
| Lakewood | | you act within this time period. | | |
| Birmingham | | | | Amendment: A formal document |
| Marietta | | If you have noticed that your auto | | which corrects or revises an |
| Colorado Springs | | insurance rates are still increasing | | insurance master policy. |
| Roanoke | | with each renewal, or even have not | | |
| Lafayette | | gone down even though you have a | | Open Rating: A system whereby a |
| Glendale | | great driving record, this lower pricing | | state allows an insurer to use rates |
| Palo Alto | | trend makes it more important then | | without prior approval. |
| St. Louis | | ever that you shop around for auto | | |
| San Bernardino | | insurance. | | Policy Period (or Term): The period |
| Corona | | | | during which the policy contract |
| High Point | | | | affords protection, e.g., six months or |
| Huntington | | | | one or three years. |
