| | | | |
|
| Kansas City | | Individuals who have 30-year | | Countersignature: The signature of a |
| Wilmington | | mortgages might want to consider a | | licensed agent or representative on a |
| Long Beach | | 30-year term to ensure that the house | | policy. |
| Cape Coral | | is protected throughout the period of | | |
| Honolulu | | the loan. | | Operating Expense: The expense of |
| Albany | | | | an insurer other than commissions |
| Quincy | | Why not take advantage of current | | and taxes. Called " and Insurance |
| Glendale | | low prices? Many auto insurance | | Expense" in the convention statement |
| Franklin | | consumers are becoming educated | | blank. |
| Tyler | | on other companies, plans, and rates | | |
| New Orleans | | that are available to them; ones that | | Paid-In Surplus: Surplus paid in by |
| Lancaster | | could afford them significant savings | | stockholders, as contrasted with |
| Kalamazoo | | on their auto insurance. | | surplus earned through the |
| Topeka | | | | operations of a business. |
| Wichita Falls | | Make sure you have a new policy in | | |
| Shreveport | | place before you cancel your old one | | Domestic Insurer (or Company): An |
| Los Angeles | | to avoid a lapse in coverage. This will | | insurer formed under the laws of the |
| Stockbridge | | also prevent having to figure out the | | state in which the insurance is written. |
| Newark | | amount of any unused premium that is | | |
| Schaumburg | | due to you from your old insurance | | Net Retention: The amount of |
| Newark | | company, or having to spar with your | | insurance that a ceding company |
| Madison | | agent about exactly when your policy | | keeps for its own account and does |
| Oceanside | | was cancelled and how much they | | not reinsure. |
| Owensboro | | owe you. | | |
| Metairie | | | | Leasehold: An agreement which |
| Beaumont | | At InsWeb, you can compare free | | gives a person the right to use and |
| Tallahassee | | online insurance quotes from many of | | occupy property. |
| Olympia | | the nations leading insurance | | |
| Decatur | | companies. | | Multi-Peril Policies: Policies which |
| Gainesville | | | | cover a number of perils, such as fire, |
| Florence | | Shopping around is the best way to | | burglary, and liability, in a single |
| Billings | | save money on your insurance. | | contract. |