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| Conroe | | Healthy people have the best | | Short Rate Premium: The premium |
| Providence | | mortality risks and thus are much | | required for issuing a policy for a |
| Oxnard | | cheaper for companies to insure. This | | period less than its normal term. |
| Longwood | | translates into lower rates for the | | |
| San Diego | | Super Preferred customer than | | License: A certification of authority for |
| Thousand Oaks | | someone with higher risk factors such | | an agent or insurer to operate, given |
| Athens | | as a heart condition, cancer or | | by the appropriate jurisdiction. |
| Union | | diabetes. Conversely, if you were | | |
| New York | | unhealthy when you acquired your | | Valued: Relating to an agreement by |
| Duluth | | policy, and your health has now | | an insurer to pay a specified amount |
| Cambridge | | improved, it might be time to shop for | | of money to or on behalf of the |
| Baton Rouge | | a new policy, as your rates are likely | | insured upon occurrence of a defined |
| Arlington | | to be lower. | | loss. |
