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| Roanoke | | Life insurance, specifically Term Life, | | Submitted Business: Applications for |
| Fall River | | is arguably one of the best values in | | insurance submitted to an insurer but |
| Fairfax | | the entire financial services arena. | | not yet acted upon by it. |
| Mountain View | | Where else can you go and get | | |
| Bay City | | hundreds of thousands of dollars in | | Amendment: A formal document |
| Buffalo | | protection for literally pennies per | | which corrects or revises an |
| Lubbock | | day? Rates for Term Life insurance | | insurance master policy. |
| Acworth | | remain at all-time lows, and now is the | | |
| Belleville | | time to lock in the best prices. | | Building Code: This refers to |
| Jacksonville | | | | municipal or other governmental |
| Norfolk | | If you decide to cancel your policy | | ordinances regulating the type of |
| Zanesville | | (after acquiring new coverage) | | construction of buildings within its |
| Seattle | | outside of the 30-day period, you may | | jurisdiction. |
| Torrance | | have to pay a fee or penalty. | | |
| Oxnard | | However, you may still save money | | Mutualization: The process of |
| New Orleans | | after paying the fee if your new policy | | converting a stock insurer to a mutual |
| Springfield | | affords you significant savings. So | | insurer, accomplished by having the |
| Fullerton | | while it is best to wait until your | | insurer buy stock and retire it. |
| Oceanside | | receive your renewal notice, you CAN | | |
| Orlando | | cancel your policy at any time. | | Leasehold: An agreement which |
| Sumter | | | | gives a person the right to use and |
| Augusta | | The quickest and easiest way to | | occupy property. |
| New York | | shop for new insurance is by | | |
| Newark | | comparing rates at InsWebs online | | Independent Agent: An agent |
| Norfolk | | marketplace. If you do it the | | operating as an independent |
| St. Louis | | old-fashioned way (by calling or | | contractor under the independent |
| New Orleans | | visiting multiple agents or insurance | | agency system. |
| Colorado Springs | | companies) it could take up a huge | | |
| Atlanta | | chunk of your time, which no one | | Operating Expense: The expense of |
| Manchester | | wants or needs. By completing | | an insurer other than commissions |
| Duluth | | InsWebs online application, you will | | and taxes. Called " and Insurance |
| Dubuque | | have rates to compare to your old | | Expense" in the convention statement |
| Spring Hill | | ones within minutes! | | blank. |
