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| Jonesboro | | The quickest and easiest way to | | Brick Veneer Construction: Refers to |
| Panama City | | shop for new insurance is by | | a building where the outside walls are |
| Huntington Beach | | comparing rates at InsWebs online | | constructed of wood with a facing of a |
| Irvine | | marketplace. If you do it the | | single layer of brick. |
| Edmond | | old-fashioned way (by calling or | | |
| Oceanside | | visiting multiple agents or insurance | | Indemnify: To restore the victim of a |
| Downey | | companies) it could take up a huge | | loss to the same position as before |
| Inglewood | | chunk of your time, which no one | | the loss occurred. |
| Chesapeake | | wants or needs. By completing | | |
| Cedar Rapids | | InsWebs online application, you will | | Tariff Rate: A rate established by a |
| Boulder | | have rates to compare to your old | | rating organization, which comes from |
| Colorado Springs | | ones within minutes! | | the tables, schedules and rules found |
| Lansing | | | | in the tariff of rates. |
| Phoenix | | People who are trying to quit | | |
| Venice | | smoking, for example, might be best | | Submitted Business: Applications for |
| Daytona Beach | | suited purchasing a shorter term (and | | insurance submitted to an insurer but |
| Metairie | | then replacing it with a longer term | | not yet acted upon by it. |
| Irving | | policy when they qualify for | | |
| Mesquite | | non-tobacco prices). | | Policy Period (or Term): The period |
| St. Paul | | | | during which the policy contract |
| Norwalk | | Make sure you have a new policy in | | affords protection, e.g., six months or |
| Huntington | | place before you cancel your old one | | one or three years. |
| Orlando | | to avoid a lapse in coverage. This will | | |
| Sioux Falls | | also prevent having to figure out the | | Gross Line: The total limit accepted |
| Longview | | amount of any unused premium that is | | by an insurer on an individual risk, |
| San Francisco | | due to you from your old insurance | | including the amount to be reinsured. |
| Akron | | company, or having to spar with your | | |
| Chandler | | agent about exactly when your policy | | Premises: The particular location of |
| Winter Park | | was cancelled and how much they | | property or a portion thereof as |
| Morristown | | owe you. | | designated in a policy. |
