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| Chesapeake | | Life insurance, specifically Term Life, | | Losses Incurred: The total losses, |
| Lawton | | is arguably one of the best values in | | whether paid or not, sustained by an |
| Santa Barbara | | the entire financial services arena. | | insurer during a given period, e.g., 12 |
| Youngstown | | Where else can you go and get | | months. |
| Sioux City | | hundreds of thousands of dollars in | | |
| Hartford | | protection for literally pennies per | | Federal Deposit Insurance |
| Athens | | day? Rates for Term Life insurance | | Corporation (FDIC): An agency of the |
| Inglewood | | remain at all-time lows, and now is the | | federal government which insures |
| Williamsburg | | time to lock in the best prices. | | bank deposits up to a stated |
| Decatur | | | | maximum. |
| Naperville | | If you decide to cancel your policy | | |
| Metairie | | (after acquiring new coverage) | | Notice To Company: Written notice to |
| Flushing | | outside of the 30-day period, you may | | an insurer of the occurrence of an |
| Killeen | | have to pay a fee or penalty. | | event which a claim is to be based. |
| Goldsboro | | However, you may still save money | | |
| Biloxi | | after paying the fee if your new policy | | Substandard Risk: A risk not |
| Irvine | | affords you significant savings. So | | measuring up to underwriting |
| New Port Richey | | while it is best to wait until your | | standards. It may still be written but |
| Alexandria | | receive your renewal notice, you CAN | | usually at a surcharged premium. |
| Williamsburg | | cancel your policy at any time. | | |
| Independence | | | | United States Aircraft Insurance |
| Miami | | Everyone has different needs, and | | Group: A group of insurers providing |
| Boca Raton | | not one size fits all when it comes to | | facilities for all forms of Aviation |
| Tulsa | | term life insurance. While it may make | | Insurance. |
| New Orleans | | sense for people in their 30s and 40s | | |
| Modesto | | to secure a 20-year term length, a | | Approved Roof: A term used in |
| Silver Spring | | 10-year term might be more | | building construction. It indicates a |
| Lima | | appropriate for someone nearing | | roof made of fire-resistive materials, |
| Huntington Beach | | retirement. | | such as tile or asphalt shingles. |
