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| Cookeville | | The quickest and easiest way to | | Dual Life Stock Company: A stock |
| Berkeley | | shop for new insurance is by | | Life insurer issuing both participating |
| Springfield | | comparing rates at InsWebs online | | and nonparticipating policy contracts. |
| Newport Beach | | marketplace. If you do it the | | |
| Salem | | old-fashioned way (by calling or | | Effective Date: The date on which the |
| Florence | | visiting multiple agents or insurance | | protection of an insurance policy or |
| Newport Beach | | companies) it could take up a huge | | bond goes into effect. |
| Poughkeepsie | | chunk of your time, which no one | | |
| Biloxi | | wants or needs. By completing | | Criticism: A correction suggested by a |
| Portland | | InsWebs online application, you will | | rating or auditing bureau to an insurer. |
| St. Joseph | | have rates to compare to your old | | |
| Lubbock | | ones within minutes! | | Retrospective Premium: The final |
| Washington | | | | premium in a retrospective rating |
| Athens | | Make sure you have a new policy in | | plan. See Retrospective Rating. |
| Sumter | | place before you cancel your old one | | |
| Bloomington | | to avoid a lapse in coverage. This will | | United States Aircraft Insurance |
| Cedar Rapids | | also prevent having to figure out the | | Group: A group of insurers providing |
| Irving | | amount of any unused premium that is | | facilities for all forms of Aviation |
| Anderson | | due to you from your old insurance | | Insurance. |
| Berkeley | | company, or having to spar with your | | |
| Trenton | | agent about exactly when your policy | | Premium: The price of insurance |
| Providence | | was cancelled and how much they | | protection for a specified risk for a |
| Fayetteville | | owe you. | | specified period of time. |
