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| Peoria | | If you have noticed that your auto | | Short Rate Premium: The premium |
| Oxnard | | insurance rates are still increasing | | required for issuing a policy for a |
| Marietta | | with each renewal, or even have not | | period less than its normal term. |
| Abilene | | gone down even though you have a | | |
| Bayside | | great driving record, this lower pricing | | Valuation Clause: A clause stating the |
| Palm Harbor | | trend makes it more important then | | value of items for insurance |
| Portland | | ever that you shop around for auto | | purposes, making it a valued policy. |
| Springfield | | insurance. | | |
| New Port Richey | | | | Nonassignable: A policy that the |
| Morristown | | Life insurance, specifically Term Life, | | owner cannot assign to a third party. |
| Portland | | is arguably one of the best values in | | Most policies are nonassignable |
| Cranston | | the entire financial services arena. | | unless approval is given by the |
| Irving | | Where else can you go and get | | insurer. |
| Fullerton | | hundreds of thousands of dollars in | | |
| Toledo | | protection for literally pennies per | | Agency Company: An insurance |
| Lowell | | day? Rates for Term Life insurance | | company that produces business |
| Jacksonville | | remain at all-time lows, and now is the | | through an agency network. Contrast |
| Cape Coral | | time to lock in the best prices. | | with Direct Writer. |